I am considered prequalified but not for the car I want, how come?

Asked by fredlgilbert Sep 24, 2021 at 08:45 PM about the 2010 Buick Lucerne CXL Premium FWD

Question type: General

2 Answers

154,445

It's 11 years old. Finance companies don't like to finance vehicles much more than 6 years old. By the time this Buick is paid for it'll probably be ready for the junkyard, if not before. Finance companies also don't want to be stuck with a vehicle that has broken down and the owner has walked away from it and their responsibility to finish paying for it! Hope that helps! Jim

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Prequalification has lots of conditions. Price of car, age, miles and other factors. Obviously your choice did not meet all the conditions of the loan.

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