Used Kia Optima for Sale Under $20,000 NearUniversal, IN
204 vehicles found
Shop with transparent pricing.
Only show listings that include dealer fees- Year:
- 2020
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Snow White Pearl
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 99,066
- Stock #:
- SJ3182
- VIN:
- 5XXGT4L31LG410599
New arrival
Sponsored by Indy Auto Man
2020 Kia Optima
S FWD
99,066 mi
Indianapolis, IN
70 mi away
Fair Deal
$13,756
- Year:
- 2018
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Red (Burgundy)
- Combined gas mileage:
- 29 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 111,618
- Stock #:
- 308-1957
- VIN:
- 5XXGT4L31JG248907
New arrival
Sponsored Listing
2018 Kia Optima
LX
111,618 mi
Urbana, IL
53 mi away
Good Deal
$9,408
- Year:
- 2014
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 192 hp 2.4L I4
- Exterior color:
- Snow White Pearl
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Brown (Beige)
- Transmission:
- 6-Speed Automatic
- Mileage:
- 64,754
- Stock #:
- NS1642
- VIN:
- 5XXGN4A77EG300594
Sponsored Listing
2014 Kia Optima
EX
64,754 mi
Westfield, IN
75 mi away
Fair Deal
$11,451
- Year:
- 2019
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Ebony Black
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 116,922
- VIN:
- 5XXGT4L34KG301004
2019 Kia Optima
LX FWD
116,922 mi
Decatur, IL
83 mi away
Good Deal
$9,345
- Year:
- 2018
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Gray
- Combined gas mileage:
- 29 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 86,891
- Stock #:
- 182186
- VIN:
- 5XXGT4L30JG182186
2018 Kia Optima
LX
86,891 mi
Indianapolis, IN
66 mi away
Good Deal
$11,225
- Year:
- 2018
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Red (Burgundy)
- Combined gas mileage:
- 29 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 111,618
- Stock #:
- 308-1957
- VIN:
- 5XXGT4L31JG248907
New arrival
2018 Kia Optima
LX
111,618 mi
Urbana, IL
53 mi away
Good Deal
$9,408
- Year:
- 2015
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 192 hp 2.4L I4
- Exterior color:
- Black
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Brown (Tan)
- Transmission:
- Automatic
- Mileage:
- 116,360
- Stock #:
- 384594
- VIN:
- 5XXGN4A77FG384594
New arrival
2015 Kia Optima
EX
116,360 mi
Indianapolis, IN
78 mi away
Great Deal
$7,139
- Year:
- 2019
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Exterior color:
- Snow White Pearl
- Interior color:
- Black
- Transmission:
- 7-Speed Automatic
- Mileage:
- 174,327
- Stock #:
- FP734A
- VIN:
- 5XXGU4L12KG332568
2019 Kia Optima
EX FWD
174,327 mi
Bedford, IN
75 mi away
Good Deal
$9,684
- Year:
- 2017
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Blue
- Combined gas mileage:
- 29 MPG
- Fuel type:
- Gasoline
- Interior color:
- Gray
- Transmission:
- 6-Speed Automatic
- Mileage:
- 137,536
- Stock #:
- DD127583
- VIN:
- 5XXGT4L37HG127583
2017 Kia Optima
LX
137,536 mi
Indianapolis, IN
66 mi away
Fair Deal
$8,225
- Year:
- 2016
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Green
- Combined gas mileage:
- 29 MPG
- Fuel type:
- Gasoline
- Interior color:
- Brown (Beige)
- Transmission:
- Automatic
- Mileage:
- 117,921
- Stock #:
- H0303
- VIN:
- KNAGT4L37G5071516
Price drop
-$593
2016 Kia Optima
LX
117,921 mi
Indianapolis, IN
73 mi away
Good Deal
$8,187
$7,594
- Year:
- 2019
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Red (SANGRIA)
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 117,450
- Stock #:
- W4298B
- VIN:
- 5XXGT4L36KG347966
2019 Kia Optima
LX FWD
117,450 mi
Clinton, IL
88 mi away
Fair Deal
$10,319
- Year:
- 2019
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- White
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 69,061
- Stock #:
- 292976
- VIN:
- 5XXGT4L37KG292976
Price drop
-$700
2019 Kia Optima
S FWD
69,061 mi
Kokomo, IN
90 mi away
Fair Deal
$14,935
$14,235
- Year:
- 2018
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 245 hp 2L I4
- Exterior color:
- Black
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 82,685
- Stock #:
- 21112S
- VIN:
- 5XXGV4L22JG248366
2018 Kia Optima
SX Turbo
82,685 mi
Home delivery from Fremont, NE
Price includes $491 shipping
Fair Deal
$14,835
- Year:
- 2014
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 274 hp 2L I4
- Exterior color:
- White
- Combined gas mileage:
- 25 MPG
- Fuel type:
- Gasoline
- Interior color:
- White
- Transmission:
- 6-Speed Automatic
- Mileage:
- 143,100
- Stock #:
- 279466
- VIN:
- 5XXGR4A67EG279466
New arrival
2014 Kia Optima
SXL Turbo
143,100 mi
Home delivery from Charlestown, IN
Price includes $189 shipping
Great Deal
$6,684
- Year:
- 2015
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 274 hp 2L I4
- Exterior color:
- Silver
- Combined gas mileage:
- 25 MPG
- Fuel type:
- Gasoline
- Transmission:
- Automatic
- Mileage:
- 93,016
- Stock #:
- 418606
- VIN:
- 5XXGR4A61FG418606
2015 Kia Optima
SX Turbo
93,016 mi
Plainfield, IN
55 mi away
Good Deal
$10,835
- Year:
- 2016
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 245 hp 2L I4
- Exterior color:
- White
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 103,353
- Stock #:
- 029469
- VIN:
- 5XXGV4L21GG029469
2016 Kia Optima
SXL Turbo
103,353 mi
Frankfort, IN
66 mi away
Good Deal
$11,240
- Year:
- 2019
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Gray
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Transmission:
- 6-Speed Automatic
- Mileage:
- 92,689
- Stock #:
- 297309
- VIN:
- 5XXGT4L34KG297309
Price drop
-$530
2019 Kia Optima
S FWD
92,689 mi
Frankfort, IN
66 mi away
Good Deal
$13,014
$12,484
- Year:
- 2016
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 178 hp 1.6L I4
- Exterior color:
- Blue
- Combined gas mileage:
- 33 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 74,813
- Stock #:
- 0543
- VIN:
- 5XXGT4L10GG056143
2016 Kia Optima
LX Turbo
74,813 mi
Indianapolis, IN
72 mi away
Great Deal
$9,218
- Year:
- 2012
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 274 hp 2L I4
- Exterior color:
- Corsa Blue
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 90,910
- Stock #:
- TCG077744
- VIN:
- 5XXGR4A60CG077744
2012 Kia Optima
SX
90,910 mi
Home delivery from Cleveland, TN
Price includes $1,360 shipping
Fair Deal
$9,109
- Year:
- 2017
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 245 hp 2L I4
- Exterior color:
- Black
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 128,635
- Stock #:
- 0533
- VIN:
- 5XXGV4L21HG137415
2017 Kia Optima
SXL Turbo
128,635 mi
Indianapolis, IN
72 mi away
Good Deal
$10,118
- Year:
- 2017
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 245 hp 2L I4
- Exterior color:
- Snow White Pearl
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 94,582
- Stock #:
- 20438
- VIN:
- 5XXGW4L28HG137540
Price drop
-$510
2017 Kia Optima
SX Turbo
94,582 mi
Home delivery from Mesa, AZ
Price includes $1,412 shipping
Fair Deal
$13,407
$12,897
- Year:
- 2019
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Exterior color:
- White
- Transmission:
- 7-Speed Dual Clutch
- Mileage:
- 81,222
- Stock #:
- 331288
- VIN:
- 5XXGU4L12KG331288
2019 Kia Optima
EX FWD
81,222 mi
Home delivery from McAllen, TX
Price includes $1,115 shipping
Fair Deal
$16,290
- Year:
- 2016
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Brown
- Combined gas mileage:
- 29 MPG
- Fuel type:
- Gasoline
- Interior color:
- Gray
- Transmission:
- 6-Speed Automatic
- Mileage:
- 43,989
- Stock #:
- GO049
- VIN:
- 5XXGT4L31GG088892
2016 Kia Optima
LX
43,989 mi
Lafayette, IN
61 mi away
Good Deal
$12,225
- Year:
- 2019
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Ebony Black
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 121,791
- Stock #:
- F4752A
- VIN:
- 5XXGT4L3XKG349252
Sponsored Listing
2019 Kia Optima
LX FWD
121,791 mi
Plainfield, IN
59 mi away
Fair Deal
$9,577
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