Used 2022 Volvo XC60 for Sale nearIndianapolis, IN

How much does the 2022 Volvo XC60 cost?

Prices have softened 15.16% compared to this time last year, making it a favorable time to shop this model year.

There are 1,228 listings available, which suggests you have a healthy amount of inventory to compare.

Is the 2022 Volvo XC60 a good car?

Yes — the 2022 Volvo XC60 earns a 4.8/5 user rating and a 7.8/10 expert rating. The model scores 9/10 across Performance and Safety.

Drivers consistently praise its smooth driving experience, comfort, and high-quality features, and many also like its sporty options and advanced technology. The XC60’s refreshed design and Android-based infotainment system help it feel more modern, while its use-case appeal is strongest if you want a stylish luxury crossover with multiple powertrain choices and a safety-first focus. The main trade-offs are poor value for money and limited cargo space. Good and great deals account for 38.8% of listings, which gives you some room to shop selectively.

Is the 2022 Volvo XC60 reliable?

Owners rate it 4.8/5, a strong signal of long-term satisfaction.

Drivers describe it as smooth, comfortable, and high-quality, with a reputation that leans toward dependable everyday use. The expert evaluation also emphasizes solid engineering and a calm, relaxed driving character, which supports the impression that it’s built for steady long-term ownership. Volvo’s four-year, 50,000-mile basic and powertrain warranties also help cushion early ownership risk. For used buyers, the main long-term risk is less about outright durability and more about whether the vehicle’s premium features and options have been maintained properly.

What should I look for when buying a used 2022 Volvo XC60?

Accident-free inventory is solid at 87.3% — always verify the vehicle history report.

You should still check the history report carefully, because a clean listing percentage does not replace a proper records review. Prioritize a pre-purchase inspection that focuses on the powertrain, electronics, and any optional equipment, especially on higher-trim or heavily optioned examples. You should also pay close attention to overall condition, since luxury features can be expensive to repair if they were neglected.

Key things to evaluate:

• Trim level: The lineup includes Momentum, R-Design, and Inscription trims, with the base Momentum giving you the core XC60 experience and the Inscription adding Nappa leather upholstery and a leather-wrapped steering wheel. If you want the most upscale cabin, the Inscription is the trim to target.
• Powertrain: The B5 mild hybrid uses a 2.0-liter turbocharged four-cylinder with a 48-volt system and can be paired with FWD or AWD, while the B6 adds an electric supercharger and is AWD only. The B6 is the stronger choice if you want more power and smoother passing performance.
• Safety package: Standard equipment includes forward-collision warning, automatic emergency braking, lane-departure warning, lane-keep assist, automatic post-collision braking, a driver-attention monitor, traffic-sign recognition, blind-spot monitoring, and rear cross traffic alert. Pilot Assist is available as part of an option package, so not every XC60 will have it.
• Infotainment: You get a 9-inch touchscreen with Android Automotive, a 12.3-inch digital instrument cluster, Bluetooth, a built-in WiFi hotspot, wireless-style Google integration through the system, and over-the-air software updates. A head-up display and upgraded audio systems are available.
• Fuel efficiency: The B5 is rated at 26 mpg combined, with 23 mpg city and 30 mpg highway in FWD form, or 24 mpg combined, with 22 mpg city and 28 mpg highway with AWD. The B6 is rated at 24 mpg combined, with 21 mpg city and 27 mpg highway.

Which 2022 Volvo XC60 trim should I buy?

The 2022 Volvo XC60 is offered in 6 trim levels: Momentum, R-Design, Inscription, B6, Polestar Engineered, and Recharge.

Here's the short version:

• Momentum: This is the entry point, and it makes the most sense if you want the XC60’s core style, safety, and tech without stretching too far on price. It’s the value-oriented starting point, especially if you’re comfortable with the standard equipment and want to keep the purchase more reasonable.
• R-Design: This trim is the better pick if you want a sportier look and a more expressive cabin. It suits you if design matters as much as equipment, and it’s a strong middle-ground choice for shoppers who want more personality without jumping to the top of the range.
• Inscription: This is the best-value luxury pick if you want the most upscale feel in the standard lineup. The added Nappa leather upholstery and leather-wrapped steering wheel make it the trim to target for a more premium cabin experience.
• B6: Choose this if you want the stronger mild-hybrid powertrain and don’t mind that it skips the base Momentum trim. It’s the right fit if you value smoother, more confident acceleration and are willing to pay for the upgrade.
• Polestar Engineered: This is the performance-focused plug-in hybrid choice, with more power, adjustable dampers, and upgraded brakes. It makes sense if you want the most aggressive XC60 character and are willing to pay for it.
• Recharge: This is the plug-in hybrid route for buyers who want electric-only driving capability without giving up gasoline backup. It’s the best fit if you want the most electrified version of the XC60 lineup.

Volvo’s Pilot Assist driver-assistance system is available as part of an option package, so check whether a specific used example includes it.

Is now a good time to buy a used 2022 Volvo XC60?

This is a moderate, selective buyer’s market, so you can shop carefully and still find worthwhile listings.

• Deal availability: 38.8% of listings are priced as good or great deals.
• Inventory: There are 1,228 listings available.
• Price trend: Prices have softened 15.16% compared with last year.
• Clean inventory: 87.3% of listings are accident-free.

If you find a listing below $26,676, that's toward the low end of the year-round range and worth acting on quickly.

What is the 2022 Volvo XC60's resale value?

The current average of $26,676 sits slightly below last year's $31,440.

That price drop suggests the XC60 has already absorbed a meaningful amount of depreciation, which can help you as a buyer today. For a future seller, it means the model may continue to face value pressure if market conditions stay soft. Still, a well-kept XC60 with desirable equipment and strong condition should remain easier to move than a neglected example.

Vehicles with strong owner satisfaction ratings, like this model year's 4.8/5, tend to retain buyer demand, which supports resale value over time.

Is the 2022 Volvo XC60 safe?

The 2022 Volvo XC60 earns a Top Safety Pick+ rating from IIHS, and the similar model received a five-star overall rating from NHTSA, with five-star ratings in frontal and side crash tests and four-star ratings in rollover crash tests.

It earns a 9/10 safety score from our experts.

Standard safety equipment includes forward-collision warning, automatic emergency braking, lane-departure warning, lane-keep assist, automatic post-collision braking, a driver-attention monitor, traffic-sign recognition, blind-spot monitoring, and rear cross traffic alert. New for 2022 are Ready to Drive Notification and Emergency Stop Assist. Pilot Assist is available as part of an option package, so you should confirm whether a used example includes it. The main caveat is that the published crash-test results are from the similar prior model year rather than this exact one.

Should I buy a 2022 Volvo XC60 or consider a different year?

If you're weighing the 2022 against nearby model years, here's how to think about it:

Choose the 2022 if:

• 38.8% of listings are priced as good or great deals.
• Accident-free inventory is solid at 87.3% — always verify the vehicle history report.
• Price trend: Prices have softened 15.16% compared with last year.
• Owners rate it 4.8/5 — a strong satisfaction signal.
• The 2022 refresh adds new mild-hybrid powertrains, updated styling, and Android-based infotainment.

Consider the 2021 if:

• At $23,764, the 2021 costs less than the current year's $26,676 average.
• It offers a more traditional XC60 feel with strong safety and premium appeal.

Consider the 2023 if:

• At $32,423, the 2023 costs more than the current year's $26,676 average.
• It leans into plug-in hybrid practicality with electric-only driving and longer-trip flexibility.

The bottom line: If you want the freshest version of this XC60 generation at a more approachable used price, the 2022 is the best all-around path. If your priority is saving money, the 2021 is the better value play. If you want plug-in hybrid capability and can spend more, the 2023 is the upgrade to consider.

How does the 2022 Volvo XC60 compare to the 2022 Audi Q5?

Read our full side-by-side expert comparison here.

These recommendations are based on CarGurus' proprietary market data from November 10, 2026, CarGurus experts' opinions, and generative AI.