Used 2022 Volvo XC60 for Sale nearIndianapolis, IN

How much does the 2022 Volvo XC60 cost?

Prices have softened 18.03% compared to this time last year, making it a favorable time to shop this model year.

There are 1,408 listings available, which gives you a meaningful pool to compare prices and equipment.

Is the 2022 Volvo XC60 a good car?

Yes — the 2022 Volvo XC60 earns a 4.83/5 user rating, and our experts give it 7.83/10. The model scores 9/10 across Performance and Safety.

Drivers consistently praise its smooth driving experience, comfort, and high-quality features. The user feedback also points to sporty options and advanced technology as recurring strengths.

That lines up with the XC60’s role as a stylish, well-equipped luxury crossover that emphasizes comfort and safety over outright value. The main trade-offs are that it is not the strongest choice for value and it does not offer much cargo space.

Good and great deals account for 37.9% of listings, so you still have room to shop selectively.

Is the 2022 Volvo XC60 reliable?

Owners rate it 4.83/5, a strong signal of long-term satisfaction.

User feedback highlights a comfortable, trouble-free ownership experience, with drivers repeatedly praising the XC60’s smoothness and quality. The expert evaluation also emphasizes solid engineering and a calm, relaxed driving character, which supports the impression that this is a vehicle built for dependable daily use.

Volvo’s four-year, 50,000-mile basic and powertrain warranties also help reduce early ownership risk. For used buyers, the main long-term concern is making sure the vehicle has been maintained properly, especially if you are considering a higher-spec or electrified version.

What should I look for when buying a used 2022 Volvo XC60?

Accident-free inventory is solid at 89.1% — always verify the vehicle history report.

You should still check the history report carefully, because a clean listing percentage does not replace a proper vehicle-by-vehicle review. Prioritize a pre-purchase inspection that focuses on condition, electronics, and any signs of uneven wear. Since this model can be equipped with different powertrains and option packages, make sure the specific car you are considering matches the equipment you want.

Key things to evaluate:

• Trim level: The lineup includes Momentum, R-Design, Inscription, and Polestar Engineered variants across the different powertrains. The base Momentum is the most stripped-down choice, while Inscription adds Nappa leather upholstery and a leather-wrapped steering wheel. R-Design brings a sportier look, and Polestar Engineered is the performance-oriented plug-in hybrid version.
• Powertrain: You can shop B5 and B6 mild-hybrid setups, both using a 2.0-liter turbocharged four-cylinder with a 48-volt electrical system and integrated starter generator. The B5 makes 258 hp and 247 lb-ft, while the B6 makes 295 hp and 310 lb-ft and adds an electric supercharger. The XC60 Recharge plug-in hybrid produces 400 hp and 472 lb-ft, while Polestar Engineered increases output to 415 hp and 494 lb-ft.
• Safety package: Standard equipment includes forward-collision warning, automatic emergency braking, lane-departure warning, lane-keep assist, automatic post-collision braking, a driver-attention monitor, traffic-sign recognition, blind-spot monitoring, and rear cross traffic alert. Pilot Assist is available as part of an option package, combining adaptive cruise control and automated lane centering.
• Infotainment: The XC60 uses a 9-inch touchscreen with Android Automotive, a 12.3-inch digital instrument cluster, Bluetooth, and a built-in WiFi hotspot. Wireless-style convenience comes through Google Assistant, Google Maps, third-party app access, and over-the-air software updates.
• Fuel efficiency: The B5 is rated at 26 mpg combined with FWD and 24 mpg combined with AWD. The B6 is rated at 24 mpg combined. The Recharge plug-in hybrid gets 57 MPGe combined and 19 miles of electric range, plus 25 mpg combined in hybrid mode.

Which 2022 Volvo XC60 trim should I buy?

The 2022 Volvo XC60 is offered in 7 trim levels: Momentum, R-Design, Inscription, B6, Recharge Inscription, Recharge R-Design, and Polestar Engineered.

Here's the short version:

• Momentum: This is the entry point, and it makes sense if you want the XC60’s core safety, style, and tech without paying for extra luxury features. It is the trim most likely to feel basic compared with the richer versions above it.
• R-Design: This is the better pick if you want a sportier look and a more expressive cabin. It adds visual flair and is a strong choice if you care more about style than maximum luxury.
• Inscription: This is the best-value trim for many shoppers because it adds Nappa leather upholstery and a leather-wrapped steering wheel, giving the XC60 a more upscale feel without jumping all the way to the top of the range.
• B6: This is the stronger mild-hybrid choice if you want more power and standard AWD. It is the right fit if you want a smoother, more confident drive and do not need the plug-in hybrid setup.
• Recharge Inscription: This is the plug-in hybrid choice for buyers who want electric-only commuting capability along with luxury trim content. It suits you if you can charge regularly and want the most efficient daily-use setup.
• Recharge R-Design: This is the plug-in hybrid for shoppers who want the same electrified powertrain with a sportier appearance. It is the better fit if you want style and efficiency together.
• Polestar Engineered: This is the performance-focused plug-in hybrid, with more power, Öhlins adjustable dampers, Akebono brakes, and a front strut bar. Choose it only if you want the most aggressive XC60 experience.

Pilot Assist is available as part of an option package, so make sure you confirm whether the specific trim you are shopping includes it.

Is now a good time to buy a used 2022 Volvo XC60?

This is a moderate market for selective buyers, so you can shop carefully and still find worthwhile listings.

• Deal availability: 37.9% of listings are priced as good or great deals.
• Inventory: There are 1,408 listings available.
• Price trend: Prices have softened 18.03% compared with last year.
• Clean inventory: 89.1% of listings are accident-free.

If you find a listing below $27,144, that's toward the low end of the year-round range and worth acting on quickly.

What is the 2022 Volvo XC60's resale value?

The current average of $27,270 sits slightly below last year's $33,267.

That decline suggests the XC60 has become more affordable for buyers, which can make it harder for sellers to command top dollar right now. If you are planning to sell later, the current pricing trend means you should expect a market that rewards clean condition, strong equipment, and a well-documented history.

The good news is that the XC60 still has broad appeal thanks to its style, safety, and premium feel. That should help support demand, especially for well-kept examples with desirable features.

Vehicles with strong owner satisfaction ratings, like this model year's 4.83/5, tend to retain buyer demand, which supports resale value over time.

Is the 2022 Volvo XC60 safe?

The 2022 Volvo XC60 earns a Top Safety Pick+ rating from IIHS, and the similar 2021 model received five-star overall ratings from NHTSA, with five-star ratings in frontal and side crash tests and four-star ratings in rollover crash tests.

It earns a 9/10 safety score from our experts.

Standard safety equipment includes forward-collision warning, automatic emergency braking, lane-departure warning, lane-keep assist, automatic post-collision braking, a driver-attention monitor, traffic-sign recognition, blind-spot monitoring, and rear cross traffic alert. For 2022, Volvo also added Ready to Drive Notification and Emergency Stop Assist.

Pilot Assist is available as part of an option package, combining adaptive cruise control and automated lane centering. That means you may need to step up from the base configuration if you want the full driver-assistance experience.

Should I buy a 2022 Volvo XC60 or consider a different year?

If you're weighing the 2022 against nearby model years, here's how to think about it:

Choose the 2022 if:

• 37.9% of listings are priced as good or great deals.
• Accident-free inventory is solid at 89.1% — always verify the vehicle history report.
• Price trend: Prices have softened 18.03% compared with last year.
• Owners rate it 4.83/5 — a strong satisfaction signal.
• It adds new mild-hybrid powertrains, updated styling, and Android-based infotainment.

Consider the 2021 if:

• At $24,390, the 2021 costs less than the current year's $27,270 average.
• It feels just right, with luxury appointments, cool Scandinavian style, and exceptional safety.

Consider the 2023 if:

• At $33,840, the 2023 costs more than the current year's $27,270 average.
• It improves the plug-in hybrid appeal with stylish design, impressive technology, and great safety ratings.

The bottom line: If you want the freshest version of this XC60 generation, the 2022 is the smart middle ground because it brings meaningful updates without jumping to the higher 2023 price. If your budget is tighter, the 2021 is the better value play; if you want the plug-in hybrid experience and can spend more, the 2023 is the stronger upgrade path.

These recommendations are based on CarGurus' proprietary market data from September 22, 2026, CarGurus experts' opinions, and generative AI.