Used 2020 BMW X5 for Sale nearNaples, FL
Shop with transparent pricing.
Only show listings that include dealer fees- Year:
- 2021
- Make:
- BMW
- Model:
- X5
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 335 hp 3L I6
- Exterior color:
- Alpine White
- Combined gas mileage:
- 23 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 8-Speed Automatic
- Mileage:
- 68,108
- Stock #:
- M9F32639
- VIN:
- 5UXCR6C07M9F32639


Sponsored by HGreg Nissan Kendall
2021 BMW X5
xDrive40i AWD
68,108 mi
$24,900
- Year:
- 2020
- Make:
- BMW
- Model:
- X5
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Rear-Wheel Drive
- Engine:
- 335 hp 3L I6
- Exterior color:
- Alpine White
- Combined gas mileage:
- 23 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 8-Speed Automatic
- Mileage:
- 59,978
- Stock #:
- SL9C22079T
- VIN:
- 5UXCR4C08L9C22079

Sponsored Listing
2020 BMW X5
sDrive40i RWD
59,978 mi
$28,684
- Year:
- 2019
- Make:
- BMW
- Model:
- X5
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 335 hp 3L I6
- Exterior color:
- Mineral White Metallic
- Combined gas mileage:
- 23 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 8-Speed Automatic
- Mileage:
- 52,804
- Stock #:
- U260915359T1
- VIN:
- 5UXCR6C56KLL02583

Sponsored Listing
2019 BMW X5
xDrive40i AWD
52,804 mi
$26,191
- Year:
- 2021
- Make:
- BMW
- Model:
- X5
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Rear-Wheel Drive
- Engine:
- 335 hp 3L I6
- Exterior color:
- Blue Metallic
- Combined gas mileage:
- 23 MPG
- Fuel type:
- Gasoline
- Interior color:
- Cognac
- Transmission:
- 8-Speed Automatic
- Mileage:
- 61,710
- Stock #:
- 7343834A
- VIN:
- 5UXCR4C0XM9F45602

2021 BMW X5
sDrive40i RWD
61,710 mi
$25,974
- Year:
- 2019
- Make:
- BMW
- Model:
- X5
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 335 hp 3L I6
- Exterior color:
- White
- Combined gas mileage:
- 23 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 55,370
- Stock #:
- 28591200
- VIN:
- 5UXCR6C59KLL51728

2019 BMW X5
xDrive40i AWD
55,370 mi
$27,697
- Year:
- 2019
- Make:
- BMW
- Model:
- X5
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 335 hp 3L I6
- Exterior color:
- Alpine White
- Combined gas mileage:
- 23 MPG
- Fuel type:
- Gasoline
- Interior color:
- Coffee
- Transmission:
- Automatic
- Mileage:
- 77,104
- Stock #:
- 161482
- VIN:
- 5UXCR6C50KLL05995

-$1,402
2019 BMW X5
xDrive40i AWD
77,104 mi
$23,999
$22,597
- Year:
- 2019
- Make:
- BMW
- Model:
- X5
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 335 hp 3L I6
- Exterior color:
- Carbon Black Metallic
- Combined gas mileage:
- 23 MPG
- Fuel type:
- Gasoline
- Interior color:
- Cognac
- Transmission:
- 8-Speed Automatic
- Mileage:
- 116,456
- Stock #:
- L260810146T1
- VIN:
- 5UXCR6C53KLL21317

-$430
2019 BMW X5
xDrive40i AWD
116,456 mi
$19,977
$19,547
- Year:
- 2020
- Make:
- BMW
- Model:
- X5
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Rear-Wheel Drive
- Engine:
- 335 hp 3L I6
- Exterior color:
- Gray (Dark Graphite Metallic)
- Combined gas mileage:
- 23 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 8-Speed Automatic
- Mileage:
- 64,401
- Stock #:
- I2609135T1
- VIN:
- 5UXCR4C09L9B23058

-$813
2020 BMW X5
sDrive40i RWD
64,401 mi
$25,843
$25,030
- Year:
- 2021
- Make:
- BMW
- Model:
- X5
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Rear-Wheel Drive
- Engine:
- 335 hp 3L I6
- Exterior color:
- Jet Black
- Combined gas mileage:
- 23 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 8-Speed Automatic
- Mileage:
- 64,067
- Stock #:
- H53893C01
- VIN:
- 5UXCR4C02M9H53893

-$600
2021 BMW X5
sDrive40i RWD
64,067 mi
$26,530
$25,930
- Year:
- 2021
- Make:
- BMW
- Model:
- X5
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Rear-Wheel Drive
- Engine:
- 335 hp 3L I6
- Exterior color:
- Black
- Combined gas mileage:
- 23 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 8-Speed Automatic
- Mileage:
- 82,911
- Stock #:
- F32398
- VIN:
- 5UXCR4C05M9F32398

2021 BMW X5
sDrive40i RWD
82,911 mi
$26,164
- Year:
- 2021
- Make:
- BMW
- Model:
- X5
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 335 hp 3L I6
- Exterior color:
- Black Sapphire Metallic
- Combined gas mileage:
- 23 MPG
- Fuel type:
- Gasoline
- Interior color:
- Brown (Canberra Beige/Black)
- Transmission:
- Automatic
- Mileage:
- 57,570
- Stock #:
- M9E73877
- VIN:
- 5UXCR6C01M9E73877

2021 BMW X5
xDrive40i AWD
57,570 mi
$31,489
- Year:
- 2019
- Make:
- BMW
- Model:
- X5
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 335 hp 3L I6
- Exterior color:
- Alpine White
- Combined gas mileage:
- 23 MPG
- Fuel type:
- Gasoline
- Interior color:
- Brown (Canberra Beige/Black)
- Transmission:
- Automatic
- Mileage:
- 97,085
- Stock #:
- L51514
- VIN:
- 5UXCR6C51KLL51514

2019 BMW X5
xDrive40i AWD
97,085 mi
$22,996
- Year:
- 2021
- Make:
- BMW
- Model:
- X5
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Rear-Wheel Drive
- Engine:
- 335 hp 3L I6
- Exterior color:
- Black Sapphire Metallic
- Combined gas mileage:
- 23 MPG
- Fuel type:
- Gasoline
- Interior color:
- Ivory White
- Transmission:
- Automatic
- Mileage:
- 93,678
- Stock #:
- 162440
- VIN:
- 5UXCR4C01M9E43234

2021 BMW X5
sDrive40i RWD
93,678 mi
$25,499
CarGurus Analysis:
2020 BMW X5
With 245 currently listed for sale and an average price of $26,591, 24.1% of 2020 BMW X5 listings on CarGurus are rated as good or great deals.
Favorably reviewed: Owners rated the 2020 BMW X5 4.77 / 5 stars.
91.8% of 2020 BMW X5 listings on CarGurus are accident free.
- Year:
- 2020
- Make:
- BMW
- Model:
- X5
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Rear-Wheel Drive
- Engine:
- 335 hp 3L I6
- Exterior color:
- Gray (Dark Graphite Metallic)
- Combined gas mileage:
- 23 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 85,785
- Stock #:
- 163026
- VIN:
- 5UXCR4C04LLW64874

2020 BMW X5
sDrive40i RWD
85,785 mi
$22,999
- Year:
- 2019
- Make:
- BMW
- Model:
- X5
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 335 hp 3L I6
- Exterior color:
- Blue
- Combined gas mileage:
- 23 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 8-Speed Automatic
- Mileage:
- 119,809
- Stock #:
- L25480
- VIN:
- 5UXCR6C51KLL25480

-$700
2019 BMW X5
xDrive40i AWD
119,809 mi
$20,562
$19,862
- Year:
- 2020
- Make:
- BMW
- Model:
- X5
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Rear-Wheel Drive
- Engine:
- 335 hp 3L I6
- Exterior color:
- Black Sapphire Metallic
- Combined gas mileage:
- 23 MPG
- Fuel type:
- Gasoline
- Interior color:
- Ivory White
- Transmission:
- 8-Speed Automatic
- Mileage:
- 67,602
- Stock #:
- XTLLW63997
- VIN:
- 5UXCR4C04LLW63997

-$743
2020 BMW X5
sDrive40i RWD
67,602 mi
$25,821
$25,078
- Year:
- 2021
- Make:
- BMW
- Model:
- X5
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 523 hp 4.4L V8
- Exterior color:
- PREMIUM LEATHER
- Combined gas mileage:
- 19 MPG
- Fuel type:
- Gasoline
- Interior color:
- PREMIUM LEATHER
- Transmission:
- Automatic
- Mileage:
- 29,291
- Stock #:
- L9969PA
- VIN:
- 5UXJU4C04M9H07701
Photos coming soon
2021 BMW X5
M50i xDrive AWD
29,291 mi
$44,244
- Year:
- 2019
- Make:
- BMW
- Model:
- X5
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 335 hp 3L I6
- Exterior color:
- Black
- Combined gas mileage:
- 23 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 8-Speed Automatic
- Mileage:
- 85,000
- Stock #:
- NL21095R
- VIN:
- 5UXCR6C50KLL21095

2019 BMW X5
xDrive40i AWD
85,000 mi
$20,975
- Year:
- 2020
- Make:
- BMW
- Model:
- X5
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Rear-Wheel Drive
- Engine:
- 335 hp 3L I6
- Exterior color:
- Black
- Combined gas mileage:
- 23 MPG
- Fuel type:
- Gasoline
- Transmission:
- Automatic
- Mileage:
- 70,677
- Stock #:
- 9B15791
- VIN:
- 5UXCR4C06L9B15791

2020 BMW X5
sDrive40i RWD
70,677 mi
$24,047
- Year:
- 2020
- Make:
- BMW
- Model:
- X5
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 523 hp 4.4L V8
- Combined gas mileage:
- 19 MPG
- Fuel type:
- Gasoline
- Transmission:
- 8-Speed Automatic
- Mileage:
- 94,081
- Stock #:
- N228218
- VIN:
- 5UXJU4C07LL228218

2020 BMW X5
M50i xDrive AWD
94,081 mi
$26,485
- Year:
- 2021
- Make:
- BMW
- Model:
- X5
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Rear-Wheel Drive
- Engine:
- 335 hp 3L I6
- Exterior color:
- Black Sapphire Metallic
- Combined gas mileage:
- 23 MPG
- Fuel type:
- Gasoline
- Interior color:
- Brown (Canberra Beige/Black)
- Transmission:
- 8-Speed Automatic
- Mileage:
- 53,059
- Stock #:
- 26F473A
- VIN:
- 5UXCR4C04M9H08924

2021 BMW X5
sDrive40i RWD
53,059 mi
$32,456
- Year:
- 2019
- Make:
- BMW
- Model:
- X5
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 335 hp 3L I6
- Exterior color:
- Gray
- Combined gas mileage:
- 23 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 76,264
- Stock #:
- LL39035
- VIN:
- 5UXCR6C56KLL39035

2019 BMW X5
xDrive40i AWD
76,264 mi
$22,648
- Year:
- 2021
- Make:
- BMW
- Model:
- X5
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Rear-Wheel Drive
- Engine:
- 335 hp 3L I6
- Exterior color:
- Sparkling Brown Metallic
- Combined gas mileage:
- 23 MPG
- Fuel type:
- Gasoline
- Interior color:
- Cognac
- Transmission:
- 8-Speed Automatic
- Mileage:
- 56,554
- Stock #:
- 27091
- VIN:
- 5UXCR4C09M9G21374

Sponsored Listing
2021 BMW X5
sDrive40i RWD
56,554 mi
$30,294
CarGurus Analysis: 2020 BMW X5

Summary
With 245 currently listed for sale and an average price of $26,591, 24.1% of 2020 BMW X5 listings on CarGurus are rated as good or great deals.
Favorably reviewed: Owners rated the 2020 BMW X5 4.77 / 5 stars.
91.8% of 2020 BMW X5 listings on CarGurus are accident free.
Why it stands out
The 2020 BMW X5 stands out as a luxury midsize SUV that blends strong road manners with a roomy, upscale cabin. BMW’s fourth-generation X5 brought more interior space, an oversized twin-kidney grille, and a pair of 12.3-inch digital displays for the instrumentation and infotainment system. It also kept the lineup focused on turbocharged inline six-cylinder and V8 power, with rear-wheel drive or all-wheel drive and an eight-speed automatic transmission. For buyers who want an SUV that feels more polished and engaging than merely practical, that combination is a major part of the appeal.
For 2020, BMW added a second V8-powered version, the X5 M50i, and brought back the full-fat X5 M with at least 600 horsepower; the X5 M Competition followed with 617 horses. Those performance models give the X5 a serious enthusiast edge, even if the tradeoff is an expensive purchase price and higher running costs. The broader lineup also benefits from the fourth generation’s improved refinement, and the X5 remains a strong choice for shoppers who want luxury, technology, and performance in one package.
There are still reasons to be cautious. BMW’s split tailgate design can make it harder to reach items that slide forward in the cargo area, and the X5’s reliability record is not especially strong compared with mainstream vehicles. V8-powered versions are also not fuel-efficient, which adds to ownership costs. Even so, the 2020 BMW X5 remains appealing because it delivers a rare mix of comfort, space, and driving enjoyment in a premium SUV.
Other model years to consider
- 2022 BMW X5
- Average price: $34,649
- Good/great deal percentage: 36.6%
- User rating: 5 / 5
- Total listings: 235
- 2025 BMW X5
- Average price: $58,794
- Good/great deal percentage: 36.2%
- Total listings: 276
- 2023 BMW X5
- Average price: $36,888
- Good/great deal percentage: 35.9%
- User rating: 4.75 / 5
- Total listings: 276
Similar models to consider
- 2020 Mercedes-Benz GLE
- Average price: $29,650
- Good/great deal percentage: 32.3%
- User rating: 4.57 / 5
- Total listings: 220
- 2020 Audi Q7
- Average price: $29,293
- Good/great deal percentage: 17.5%
- User rating: 5 / 5
- Total listings: 120
- 2020 Porsche Macan
- Average price: $25,977
- Good/great deal percentage: 55.6%
- User rating: 4.67 / 5
- Total listings: 117
This analysis is based on CarGurus' proprietary market data from October 12, 2026, CarGurus experts' opinions, and generative AI.
*CarGurus meticulously monitors the prices of millions of pre-owned vehicle listings, offering users precise and up-to-date market insights. Historical pricing data excludes any additional dealer fees as of May 3, 2026.
4.8 Overall rating
Filter by rating
Anonymous
Reviewed a 2020 BMW xDrive40i AWD on Jan 5, 2025
The vehicle had 98% of what I was looking for which resulted in a purchase. Great value, great condition, and top of the line technology. The X5 stands on its own and cant be compared to other models.
Mary H
Reviewed a 2020 BMW xDrive40i AWD on Apr 5, 2025
I love this car! It’s loaded with awesome features and drives like a dream!
Gus W
Reviewed a 2020 BMW X5 on Mar 10, 2024
It boasts exceptional build quality, both internally and externally, showcasing meticulous craftsmanship. Its interior provides unparalleled comfort, while its performance is commendable. Despite its class and engine size, it delivers respectable miles per gallon (mpg). In a straightforward comparison, the GLE with its 4-cylinder engine achieves similar mpg figures to the X5 with its 6-cylinder engine, despite the X5s superior speed. Additionally, the tech features function seamlessly, enhancing the overall driving experience. - Gustavo Woltmann
Anonymous
Reviewed a 2020 BMW X5 on Jun 20, 2023
I have had 2 X5 models(2017 & 2020) both were amazing to drive. But the 2020 really made me feel like I was driving in luxury. The exterior is sleek, and sporty. Even with 20 inch wheels the drive is soft. The interior coffee color was stellar, took it up a whole other level. There is a wide variety of safety features to turn on or off. There is a clear 360 view of the parking camera. Large screen for center console area. This model specifically also kept drinks warm/cold in the cup holder. My favorite part of the interior though is the accent lighting. The whole moonroof would light up and you could always slide back the shade if you didn’t want it. When making the change from the 2017 to 2020 model, we looked at many SUVs and it was very hard to compare to other makers. This was why we ended up with the same vehicle and will probably do it again when ready!
2020 BMW X5 Trims
| Trim type | MSRP |
|---|---|
| xDrive40i AWD | $61,200 |
| xDrive50i AWD | $76,150 |
| M50i RWD | $82,150 |
| M50i xDrive AWD | $82,150 |
| sDrive40i RWD | $58,900 |
*CarGurus meticulously monitors the prices of millions of pre-owned vehicle listings, offering users precise and up-to-date market insights. Historical pricing data excludes any additional dealer fees as of May 3, 2026.
2020 BMW X5 Price Trends
CarGurus tracks the prices of millions of used car listings every year. See how the average price of 2020 BMW X5 prices has changed over time.
See more price trends2020 BMW X5 Pricing Analysis: Naples, FL Market Report
Pricing in Nearby Cities
Market Area: Naples, FL
Key Insights
- Highest-Price Market: The North Port, FL market shows the highest average price at $28,000, indicating strong demand or limited supply.
- Best Value: The Sarasota, FL market offers the lowest average price at $23,898, presenting a more affordable option for shoppers.
- Inventory Drives Stability: Fort Lauderdale, FL leads with 272 listings, suggesting a robust market presence that may stabilize pricing.
City-Level Pricing
| City | Total Listings | Avg Price |
|---|---|---|
| Fort Lauderdale, FL | 272 | $25,689 |
| Sarasota, FL | 262 | $23,898 |
| North Port, FL | 256 | $28,000 |
| Miami, FL | 254 | $24,543 |
| West Palm Beach, FL | 251 | $26,071 |
| Fort Myers, FL | 247 | $28,000 |
| Homestead, FL | 245 | $24,437 |
| Okeechobee, FL | 244 | $23,900 |
Pricing by Trim Packages
Key Insights
- Volume Leader: The xDrive40i AWD trim dominates the market with 276 listings, indicating strong consumer preference for this configuration.
- Premium Spread: The M50i xDrive AWD trim has the highest MSRP at $82,150, reflecting its premium features and performance capabilities.
- Drivetrain Effect: All trims are available with either AWD or RWD, with the AWD variants generally commanding higher prices.
Trim-Level Details
| Trim | Listings | MSRP | Drivetrain | Engine |
|---|---|---|---|---|
| xDrive40i AWD | 276 | $61,200 | AWD | 3.0L 335 hp I6 |
| sDrive40i RWD | 164 | $58,900 | RWD | 3.0L 335 hp I6 |
| M50i xDrive AWD | 60 | $82,150 | AWD | 4.4L 523 hp V8 |
| xDrive50i AWD | 43 | $76,150 | AWD | 4.4L 456 hp V8 |
Pricing Analysis by Model Year
Key Insights
- New-Car Premium: The 2026 model year is priced above the starting MSRP at $69,397, indicating a strong market for newer models.
- Depreciation Curve: The 2016 model year exhibits the steepest depreciation at -83.6%, highlighting significant value loss over time.
- Best Value Sweet Spot: The 2020 model year shows an average price of $28,000, representing a -52.5% depreciation, making it a potentially attractive option for budget-conscious buyers.
Model Year Pricing
| Model Year | Starting MSRP | Avg Price | Avg Price vs Starting MSRP |
|---|---|---|---|
| 2026 | $68,300 | $69,397 | +1.6% |
| 2025 | $66,300 | $59,941 | -9.6% |
| 2024 | $65,200 | $48,199 | -26.1% |
| 2023 | $61,600 | $37,295 | -39.5% |
| 2022 | $60,600 | $33,956 | -44.0% |
| 2021 | $59,400 | $38,046 | -35.9% |
| 2020 | $58,900 | $28,000 | -52.5% |
| 2019 | $60,700 | $25,750 | -57.6% |
| 2018 | $57,200 | $16,000 | -72.0% |
| 2017 | $56,600 | $13,748 | -75.7% |
| 2016 | $54,700 | $8,995 | -83.6% |
These recommendations are based on CarGurus' proprietary market data from October 7, 2026, CarGurus experts' opinions, and generative AI.
*CarGurus meticulously monitors the prices of millions of pre-owned vehicle listings, offering users precise and up-to-date market insights. Historical pricing data excludes any additional dealer fees as of May 3, 2026.
How much does the 2020 BMW X5 cost?
| Metric | Value |
|---|---|
| Current Average Price | $27,026 |
| Year-Round Low | $27,026 |
| Year-Round High | $30,749 |
| Average Price a Year Ago | $30,753 |
| Change vs. Last Year | −12.12% |
Prices have softened 12.12% compared to this time last year, making it a favorable time to shop this model year.
There are 2,074 listings available, which gives you a solid pool to compare prices and conditions.
Is the 2020 BMW X5 a good car?
Yes — the 2020 BMW X5 earns a 4.77/5 user rating, which points to strong owner satisfaction. Drivers consistently praise its smooth ride, luxurious interior, and advanced technology, and they also value its comfort and spaciousness. That lines up well if you want a luxury midsize SUV that feels polished and engaging rather than merely practical. With 39.2% of listings marked as good or great deals, you have a decent chance of finding a competitive offer.
Is the 2020 BMW X5 reliable?
Owners rate it 4.77/5, a strong signal of long-term satisfaction.
The user feedback also highlights dependable-feeling ownership traits such as build quality, comfort, and a trouble-free overall experience for many drivers. At the same time, some owners mention complex tech systems and high maintenance costs, so you should expect ownership to reward careful upkeep. For used buyers, the main long-term risk is that repair and maintenance expenses can rise faster than they would on a simpler SUV.
What should I look for when buying a used 2020 BMW X5?
Accident-free inventory is solid at 78.3% — always verify the vehicle history report.
You should start with a history report to confirm accident status, title history, and service records. Then prioritize a thorough inspection of the electronics, infotainment, and other high-complexity systems, since those are the kinds of features owners say can be costly or frustrating if they misbehave. It also makes sense to focus on overall condition and maintenance evidence, especially if you are considering a higher-mileage or more heavily optioned example.
Is now a good time to buy a used 2020 BMW X5?
This is a moderate market for buyers, so you can be selective without expecting deep bargain-bin pricing.
- Deal availability: 39.2% of listings are priced as good or great deals.
- Inventory: There are 2,074 listings available.
- Price trend: Prices have softened 12.12% compared with last year.
- Clean inventory: 78.3% of listings are accident-free.
If you find a listing below $27,026, that's toward the low end of the year-round range and worth acting on quickly.
What is the 2020 BMW X5's resale value?
The current average of $27,026 sits slightly below last year's $30,753.
That price movement suggests the market has already adjusted downward, which can help you buy at a more favorable point in the cycle. If you plan to sell later, the current softness means your future resale value will depend heavily on condition, mileage, and how well the vehicle has been maintained. Strong demand for well-kept luxury SUVs can still support pricing, especially when the vehicle presents cleanly and has a good service history.
Vehicles with strong owner satisfaction ratings, like this model year's 4.77/5, tend to retain buyer demand, which supports resale value over time.
Should I buy a 2020 BMW X5 or consider a different year?
If you're weighing the 2020 against nearby model years, here's how to think about it:
Choose the 2020 if:
- 39.2% of listings are priced as good or great deals.
- Accident-free inventory is solid at 78.3% — always verify the vehicle history report.
- Price trend: Prices have softened 12.12% compared with last year.
- Owners rate it 4.77/5 — a strong satisfaction signal.
Consider the 2019 if:
- At $24,739, the 2019 costs less than the current year's $27,026 average.
- It introduced the redesigned X5 with more room and updated tech.
Consider the 2021 if:
- At $31,221, the 2021 costs more than the current year's $27,026 average.
- It adds a plug-in hybrid option for buyers wanting electrified driving.
The bottom line: The 2020 is the best all-around pick if you want the strongest mix of price, satisfaction, and market availability. If you are more price-sensitive, the 2019 is the smarter value play, while the 2021 makes sense if you want to spend more for the newer-year lineup and added hybrid choice.
These recommendations are based on CarGurus' proprietary market data from October 13, 2026, CarGurus experts' opinions, and generative AI.
*CarGurus meticulously monitors the prices of millions of pre-owned vehicle listings, offering users precise and up-to-date market insights. Historical pricing data excludes any additional dealer fees as of May 3, 2026.
Relevant articles

The Best Used Luxury SUVs in 2026
No matter how you look at it, today’s automotive market is dominated by SUVs, in particular compact SUVs. The "not-a-minivan" family haulers have become so popular and profitable for automakers that many have stopped making cars in favor of building more SUVs in recent years.

The Best Diesel SUVs in 2026
Diesel SUVs might not be the most popular option, but they do have some advantages over gas-powered models. In this guide we round up the best new and used diesel SUVs on the market today.

2027 BMW X5 Pricing, Specs, and Release Date
The BMW X5 gets a major redesign for its fifth-generation 2027 model.