Turbo Cruiser 2005 w/ less then 50000 miles got whole in radiator then driven home hot has never turned over since , but no water in oil. Does this mean new engine or is there other options ?

Your situation sounds dire. The engine has aluminum heads, once overheated, for a lengthy period of time, the ultra high heat causes the aluminum to change it's molecular structure and expand to the point that the heads become warped. I do not recall if the engine is aluminum or not but the heads are. You do not need a new engine (my opinion) you can have the head removed, The block checked and milled if it is required, The head will need replacing. Good Luck