Used Kia Optima for Sale Under $40,000 NearSpencer, IN
148 vehicles found
Shop with transparent pricing.
Only show listings that include dealer fees- Year:
- 2020
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Exterior color:
- Gravity Gray
- Interior color:
- Black
- Mileage:
- 69,982
- Stock #:
- SJ3194
- VIN:
- 5XXGT4L32LG435947
Sponsored by Indy Auto Man
2020 Kia Optima
SE FWD
69,982 mi
Indianapolis, IN
45 mi away
Fair Deal
$16,167
- Year:
- 2020
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Snow White Pearl
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 109,070
- Stock #:
- AP4606A
- VIN:
- 5XXGT4L35LG425297
Sponsored Listing
2020 Kia Optima
LX FWD
109,070 mi
Avon, IN
40 mi away
Fair Deal
$11,348
- Year:
- 2018
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 245 hp 2L I4
- Exterior color:
- Ebony Black
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 109,038
- Stock #:
- F4991A
- VIN:
- 5XXGW4L22JG214280
Price drop
-$3,339
Sponsored Listing
2018 Kia Optima
SX Turbo
109,038 mi
Plainfield, IN
37 mi away
Great Deal
$11,940
$8,863
- Year:
- 2019
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Black
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 72,026
- Stock #:
- 233830
- VIN:
- 5XXGT4L31KG325339
2019 Kia Optima
LX FWD
72,026 mi
Terre Haute, IN
34 mi away
Good Deal
$13,238
- Year:
- 2020
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Ebony Black
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 76,798
- Stock #:
- VL107507A
- VIN:
- 5XXGT4L33LG396818
New arrival
2020 Kia Optima
LX FWD
76,798 mi
Avon, IN
37 mi away
Fair Deal
$14,255
- Year:
- 2018
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Red
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 36,197
- Stock #:
- NB236675
- VIN:
- 5XXGT4L31JG236675
2018 Kia Optima
S
36,197 mi
Mooresville, IN
32 mi away
Good Deal
$13,995
- Year:
- 2012
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 274 hp 2L I4
- Exterior color:
- Dark Cherry
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Brown (Beige)
- Transmission:
- Automatic
- Mileage:
- 68,363
- Stock #:
- P2087
- VIN:
- 5XXGN4A61CG013367
Price drop
-$400
2012 Kia Optima
EX Turbo
68,363 mi
Greenwood, IN
41 mi away
Good Deal
$9,679
$9,279
- Year:
- 2019
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 245 hp 2L I4
- Exterior color:
- Black
- Combined gas mileage:
- 25 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 99,544
- Stock #:
- RO6183
- VIN:
- 5XXGW4L24KG301194
New arrival
2019 Kia Optima
SX Turbo FWD
99,544 mi
Home delivery from Harrisonville, MO
Price includes $407 shipping
Fair Deal
$13,856
- Year:
- 2020
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Exterior color:
- Gravity Gray
- Interior color:
- Black
- Mileage:
- 69,982
- Stock #:
- SJ3194
- VIN:
- 5XXGT4L32LG435947
2020 Kia Optima
SE FWD
69,982 mi
Indianapolis, IN
45 mi away
Fair Deal
$16,167
- Year:
- 2020
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 245 hp 2L I4
- Exterior color:
- White
- Combined gas mileage:
- 25 MPG
- Fuel type:
- Gasoline
- Interior color:
- Red
- Transmission:
- 6-Speed Automatic
- Mileage:
- 116,423
- Stock #:
- J2696
- VIN:
- 5XXGW4L29LG410476
2020 Kia Optima
SX Turbo FWD
116,423 mi
Home delivery from Chicago Heights, IL
Price includes $159 shipping
Great Deal
$11,532
- Year:
- 2020
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Transmission:
- 6-Speed Automatic
- Mileage:
- 87,025
- Stock #:
- RT10101
- VIN:
- 5XXGT4L31LG381573
New arrival
2020 Kia Optima
LX FWD
87,025 mi
Home delivery from Fredericksburg, VA
Price includes $759 shipping
Good Deal
$12,449
- Year:
- 2013
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 200 hp 2.4L I4
- Exterior color:
- Red
- Combined gas mileage:
- 29 MPG
- Fuel type:
- Gasoline
- Transmission:
- Automatic
- Mileage:
- 69,941
- Stock #:
- 3457
- VIN:
- 5XXGN4A76DG134924
2013 Kia Optima
EX
69,941 mi
Home delivery from Hobart, IN
Price includes $312 shipping
Great Deal
$7,544
- Year:
- 2018
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Ebony Black
- Combined gas mileage:
- 29 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 76,104
- Stock #:
- JG189591
- VIN:
- 5XXGT4L30JG189591
New arrival
2018 Kia Optima
LX
76,104 mi
Home delivery from Bedford, OH
Price includes $548 shipping
Fair Deal
$11,590
- Year:
- 2018
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Black
- Combined gas mileage:
- 29 MPG
- Fuel type:
- Gasoline
- Interior color:
- Brown (Beige)
- Transmission:
- 6-Speed Automatic
- Mileage:
- 157,228
- Stock #:
- TR42946
- VIN:
- 5XXGU4L37JG249623
New arrival
2018 Kia Optima
EX
157,228 mi
Home delivery from Springfield, IL
Price includes $155 shipping
Fair Deal
$8,528
- Year:
- 2019
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Red
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 146,153
- Stock #:
- 357013
- VIN:
- 5XXGT4L3XKG357013
2019 Kia Optima
S FWD
146,153 mi
Home delivery from Orlando, FL
Price includes $1,208 shipping
Fair Deal
$9,732
- Year:
- 2020
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Snow White Pearl
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 109,070
- Stock #:
- AP4606A
- VIN:
- 5XXGT4L35LG425297
2020 Kia Optima
LX FWD
109,070 mi
Avon, IN
40 mi away
Fair Deal
$11,348
- Year:
- 2020
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Gray
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 109,194
- Stock #:
- 26T623A
- VIN:
- 5XXGT4L35LG410797
2020 Kia Optima
S FWD
109,194 mi
Home delivery from Hickory, NC
Price includes $582 shipping
Fair Deal
$14,180
- Year:
- 2019
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- White
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 76,410
- Stock #:
- G350174
- VIN:
- 5XXGT4L3XKG350174
2019 Kia Optima
LX FWD
76,410 mi
Home delivery from Houston, TX
Price includes $1,242 shipping
Good Deal
$12,464
- Year:
- 2019
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Snow White Pearl
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 44,265
- Stock #:
- K260702114T1
- VIN:
- 5XXGT4L31KG368076
2019 Kia Optima
S FWD
44,265 mi
Home delivery from Miami Lakes, FL
Price includes $2,994 shipping
Good Deal
$15,668
- Year:
- 2017
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Blue
- Combined gas mileage:
- 29 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 64,991
- Stock #:
- 123341
- VIN:
- 5XXGT4L37HG123341
2017 Kia Optima
LX
64,991 mi
Home delivery from Tampa, FL
Price includes $815 shipping
Good Deal
$12,295
- Year:
- 2015
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 192 hp 2.4L I4
- Exterior color:
- Black
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Gray
- Transmission:
- 6-Speed Automatic
- Mileage:
- 100,433
- Stock #:
- 389146
- VIN:
- 5XXGM4A71FG389146
New arrival
2015 Kia Optima
LX
100,433 mi
Home delivery from Jacksonville, FL
Price includes $1,034 shipping
Fair Deal
$8,818
- Year:
- 2015
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 274 hp 2L I4
- Exterior color:
- Snow White Pearl
- Combined gas mileage:
- 25 MPG
- Fuel type:
- Gasoline
- Interior color:
- Brown (Beige)
- Transmission:
- 6-Speed Automatic
- Mileage:
- 102,358
- Stock #:
- 10395A
- VIN:
- 5XXGR4A60FG470339
New arrival
2015 Kia Optima
SXL Turbo
102,358 mi
Home delivery from Johnson Creek, WI
Free home delivery
Fair Deal
$11,978
- Year:
- 2020
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Snow White Pearl
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 70,560
- Stock #:
- 115333
- VIN:
- 5XXGT4L30LG442928
New arrival
2020 Kia Optima
S FWD
70,560 mi
Home delivery from Murrysville, PA
Price includes $579 shipping
Fair Deal
$15,056
- Year:
- 2018
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Red
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 36,197
- Stock #:
- NB236675
- VIN:
- 5XXGT4L31JG236675
Sponsored Listing
2018 Kia Optima
S
36,197 mi
Mooresville, IN
32 mi away
Good Deal
$13,995
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