Used Kia Optima for Sale Under $40,000 NearMonticello, IA
121 vehicles found
Shop with transparent pricing.
Only show listings that include dealer fees- Year:
- 2017
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Gray (Platinum Graphite)
- Combined gas mileage:
- 29 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 96,923
- Stock #:
- F54033A
- VIN:
- 5XXGT4L32HG175427
Sponsored Listing
2017 Kia Optima
LX
96,923 mi
Hiawatha, IA
28 mi away
Fair Deal
$11,175
- Year:
- 2015
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 192 hp 2.4L I4
- Exterior color:
- Titanium Silver
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Gray
- Transmission:
- 6-Speed Automatic
- Mileage:
- 83,563
- Stock #:
- T58697A
- VIN:
- 5XXGN4A79FG425940
New arrival
Sponsored Listing
2015 Kia Optima
EX
83,563 mi
Hiawatha, IA
28 mi away
Fair Deal
$11,078
- Year:
- 2015
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 192 hp 2.4L I4
- Exterior color:
- Titanium Silver
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Gray
- Transmission:
- 6-Speed Automatic
- Mileage:
- 83,563
- Stock #:
- T58697A
- VIN:
- 5XXGN4A79FG425940
New arrival
2015 Kia Optima
EX
83,563 mi
Hiawatha, IA
28 mi away
Fair Deal
$11,078
- Year:
- 2020
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Gravity Gray
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 83,907
- Stock #:
- NS1756
- VIN:
- 5XXGT4L32LG430568
2020 Kia Optima
83,907 mi
Home delivery from Westfield, IN
Price includes $453 shipping
Good Deal
$15,112
- Year:
- 2017
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Silver
- Combined gas mileage:
- 29 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 103,664
- Stock #:
- 139008
- VIN:
- 5XXGT4L30HG139008
2017 Kia Optima
LX
103,664 mi
Waterloo, IA
65 mi away
Good Deal
$9,979
- Year:
- 2017
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Gray (Platinum Graphite)
- Combined gas mileage:
- 29 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 96,923
- Stock #:
- F54033A
- VIN:
- 5XXGT4L32HG175427
2017 Kia Optima
LX
96,923 mi
Hiawatha, IA
28 mi away
Fair Deal
$11,175
- Year:
- 2016
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Gray
- Combined gas mileage:
- 29 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 80,665
- Stock #:
- 11360
- VIN:
- 5XXGT4L38GG101783
2016 Kia Optima
LX
80,665 mi
Home delivery from Philadelphia, PA
Price includes $854 shipping
Fair Deal
$10,776
- Year:
- 2019
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Exterior color:
- White
- Transmission:
- 7-Speed Dual Clutch
- Mileage:
- 81,222
- Stock #:
- 331288
- VIN:
- 5XXGU4L12KG331288
2019 Kia Optima
EX FWD
81,222 mi
Home delivery from McAllen, TX
Price includes $1,176 shipping
Fair Deal
$16,351
- Year:
- 2019
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Purple
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 17,541
- Stock #:
- 342052
- VIN:
- 5XXGT4L30KG342052
New arrival
2019 Kia Optima
LX FWD
17,541 mi
Home delivery from Bloomington, IL
Price includes $168 shipping
Good Deal
$16,340
- Year:
- 2018
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- White
- Combined gas mileage:
- 29 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 133,989
- Stock #:
- Z6861
- VIN:
- 5XXGT4L37JG248362
Price drop
-$426
2018 Kia Optima
LX
133,989 mi
Home delivery from Florence, KY
Price includes $818 shipping
Great Deal
$8,376
$7,950
- Year:
- 2020
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Gravity Gray (kdg)
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (wk)
- Transmission:
- 6-Speed Automatic
- Mileage:
- 107,220
- Stock #:
- 16994A
- VIN:
- 5XXGT4L39LG404811
2020 Kia Optima
S FWD
107,220 mi
Home delivery from Raleigh, NC
Price includes $1,212 shipping
Good Deal
$12,700
- Year:
- 2019
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Snow White Pearl
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 88,128
- Stock #:
- 9943
- VIN:
- 5XXGT4L36KG357204
New arrival
2019 Kia Optima
LX FWD
88,128 mi
Home delivery from Wilmington, NC
Price includes $907 shipping
Good Deal
$12,102
- Year:
- 2019
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- White
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 76,410
- Stock #:
- G350174
- VIN:
- 5XXGT4L3XKG350174
2019 Kia Optima
LX FWD
76,410 mi
Home delivery from Houston, TX
Price includes $1,348 shipping
Good Deal
$13,868
- Year:
- 2020
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Gray
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 100,157
- Stock #:
- K48888A
- VIN:
- 5XXGT4L30LG424140
Price drop
-$412
2020 Kia Optima
LX FWD
100,157 mi
Home delivery from Antioch, IL
Price includes $320 shipping
Good Deal
$12,016
$11,604
- Year:
- 2019
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Ebony Black
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 121,172
- Stock #:
- K49009A
- VIN:
- 5XXGT4L38KG356975
Price drop
-$224
2019 Kia Optima
LX FWD
121,172 mi
Home delivery from Antioch, IL
Price includes $320 shipping
Good Deal
$9,831
$9,607
- Year:
- 2016
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Purple
- Combined gas mileage:
- 29 MPG
- Fuel type:
- Gasoline
- Interior color:
- Gray
- Transmission:
- Automatic
- Mileage:
- 69,544
- Stock #:
- G101906
- VIN:
- 5XXGU4L32GG101906
2016 Kia Optima
EX
69,544 mi
Home delivery from Houston, TX
Price includes $1,348 shipping
Great Deal
$11,572
- Year:
- 2015
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 274 hp 2L I4
- Exterior color:
- Red
- Combined gas mileage:
- 25 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 90,763
- Stock #:
- 500607
- VIN:
- 5XXGR4A68FG500607
2015 Kia Optima
SX Turbo
90,763 mi
Home delivery from Cincinnati, OH
Price includes $604 shipping
Good Deal
$10,900
- Year:
- 2018
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Red
- Combined gas mileage:
- 29 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 42,176
- Stock #:
- 19931
- VIN:
- 5XXGT4L37JG208931
2018 Kia Optima
LX
42,176 mi
Home delivery from Houston, TX
Price includes $2,070 shipping
Good Deal
$15,775
- Year:
- 2020
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Red
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 91,371
- Stock #:
- GFN403084
- VIN:
- 5XXGT4L3XLG403084
2020 Kia Optima
LX FWD
91,371 mi
Home delivery from Lynnwood, WA
Price includes $1,088 shipping
Good Deal
$11,588
- Year:
- 2015
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 274 hp 2L I4
- Exterior color:
- Snow White Pearl
- Combined gas mileage:
- 25 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 81,053
- Stock #:
- 26280A
- VIN:
- 5XXGR4A68FG475823
New arrival
2015 Kia Optima
SXL Turbo
81,053 mi
Home delivery from Topeka, KS
Price includes $322 shipping
Fair Deal
$14,916
- Year:
- 2019
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 245 hp 2L I4
- Exterior color:
- Black
- Combined gas mileage:
- 25 MPG
- Fuel type:
- Gasoline
- Interior color:
- Red
- Transmission:
- Automatic
- Mileage:
- 99,415
- Stock #:
- 334578
- VIN:
- 5XXGW4L20KG334578
Price drop
-$576
2019 Kia Optima
SX Turbo FWD
99,415 mi
Home delivery from Comstock Park, MI
Price includes $286 shipping
Good Deal
$13,141
$12,565
- Year:
- 2020
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 245 hp 2L I4
- Exterior color:
- White
- Combined gas mileage:
- 25 MPG
- Fuel type:
- Gasoline
- Interior color:
- Red
- Transmission:
- 6-Speed Automatic
- Mileage:
- 116,423
- Stock #:
- J2696
- VIN:
- 5XXGW4L29LG410476
2020 Kia Optima
SX Turbo FWD
116,423 mi
Home delivery from Chicago Heights, IL
Price includes $192 shipping
Fair Deal
$13,565
- Year:
- 2019
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Black
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 110,186
- Stock #:
- PR1654
- VIN:
- 5XXGT4L31KG291273
2019 Kia Optima
LX FWD
110,186 mi
Home delivery from Dwight, IL
Price includes $196 shipping
Good Deal
$10,254
- Year:
- 2020
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Gray
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 134,110
- Stock #:
- 12832
- VIN:
- 5XXGT4L34LG442513
2020 Kia Optima
S FWD
134,110 mi
Home delivery from West Allis, WI
Price includes $171 shipping
Great Deal
$9,569
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