Used Kia Optima for Sale Under $40,000 NearMontgomery, IN
184 vehicles found
Shop with transparent pricing.
Only show listings that include dealer fees- Year:
- 2018
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Ebony Black
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 119,997
- Stock #:
- SR2957A
- VIN:
- 5XXGT4L38JG230968
Sponsored by Indy Auto Man
2018 Kia Optima
S
119,997 mi
Indianapolis, IN
89 mi away
Fair Deal
$9,661
- Year:
- 2017
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Horizon Blue
- Combined gas mileage:
- 29 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 75,308
- Stock #:
- K18040A
- VIN:
- 5XXGT4L35HG152420
New arrival
Sponsored Listing
2017 Kia Optima
LX
75,308 mi
Bloomington, IN
45 mi away
Fair Deal
$12,015
- Year:
- 2020
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Snow White Pearl
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 101,329
- Stock #:
- 443765
- VIN:
- 5XXGT4L33LG443765
Price drop
-$271
Sponsored Listing
2020 Kia Optima
LX FWD
101,329 mi
Madison, IN
89 mi away
Good Deal
$11,595
$11,324
- Year:
- 2019
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Black
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 80,947
- Stock #:
- 316670
- VIN:
- 5XXGT4L36KG316670
New arrival
2019 Kia Optima
LX FWD
80,947 mi
Indianapolis, IN
93 mi away
Great Deal
$10,231
- Year:
- 2018
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Gray
- Combined gas mileage:
- 29 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 86,991
- Stock #:
- DD182186
- VIN:
- 5XXGT4L30JG182186
2018 Kia Optima
LX
86,991 mi
Indianapolis, IN
93 mi away
Fair Deal
$11,225
- Year:
- 2020
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Snow White Pearl
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 101,329
- Stock #:
- 443765
- VIN:
- 5XXGT4L33LG443765
Price drop
-$271
2020 Kia Optima
LX FWD
101,329 mi
Madison, IN
89 mi away
Good Deal
$11,595
$11,324
- Year:
- 2020
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Red (Burgundy)
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 120,088
- Stock #:
- 2981
- VIN:
- 5XXGT4L38LG445124
Price drop
-$393
2020 Kia Optima
LX FWD
120,088 mi
Louisville, KY
72 mi away
Great Deal
$9,713
$9,320
- Year:
- 2018
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 245 hp 2L I4
- Exterior color:
- Gray
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 75,907
- Stock #:
- 3754
- VIN:
- 5XXGW4L29JG190740
2018 Kia Optima
SX Turbo
75,907 mi
Indianapolis, IN
97 mi away
Good Deal
$15,804
- Year:
- 2013
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 200 hp 2.4L I4
- Exterior color:
- Black
- Combined gas mileage:
- 29 MPG
- Fuel type:
- Gasoline
- Interior color:
- Brown (Tan)
- Transmission:
- 6-Speed Automatic
- Mileage:
- 107,819
- Stock #:
- 172644
- VIN:
- 5XXGN4A73DG172644
New arrival
2013 Kia Optima
EX
107,819 mi
Charlestown, IN
74 mi away
Great Deal
$6,995
- Year:
- 2015
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 274 hp 2L I4
- Exterior color:
- Silver
- Combined gas mileage:
- 25 MPG
- Fuel type:
- Gasoline
- Transmission:
- Automatic
- Mileage:
- 93,016
- Stock #:
- 418606
- VIN:
- 5XXGR4A61FG418606
2015 Kia Optima
SX Turbo
93,016 mi
Plainfield, IN
81 mi away
Good Deal
$10,835
- Year:
- 2020
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 178 hp 1.6L I4
- Exterior color:
- Snow White Pearl
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 7-Speed Automatic
- Mileage:
- 45,511
- Stock #:
- KW1203A
- VIN:
- 5XXGU4L19LG406103
New arrival
2020 Kia Optima
EX FWD
45,511 mi
Indianapolis, IN
94 mi away
Fair Deal
$17,548
- Year:
- 2017
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Gray (Platinum Graphite)
- Combined gas mileage:
- 29 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 96,421
- Stock #:
- D20004
- VIN:
- 5XXGT4L30HG157234
2017 Kia Optima
LX
96,421 mi
Powderly, KY
96 mi away
Fair Deal
$11,990
- Year:
- 2019
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 245 hp 2L I4
- Exterior color:
- Black
- Combined gas mileage:
- 25 MPG
- Fuel type:
- Gasoline
- Interior color:
- Red
- Transmission:
- Automatic
- Mileage:
- 99,415
- Stock #:
- 334578
- VIN:
- 5XXGW4L20KG334578
Price drop
-$424
2019 Kia Optima
SX Turbo FWD
99,415 mi
Home delivery from Comstock Park, MI
Price includes $314 shipping
Fair Deal
$14,593
$14,169
- Year:
- 2017
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 245 hp 2L I4
- Exterior color:
- Black
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 128,635
- Stock #:
- 0533
- VIN:
- 5XXGV4L21HG137415
2017 Kia Optima
SXL Turbo
128,635 mi
Indianapolis, IN
98 mi away
Good Deal
$9,718
- Year:
- 2015
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 192 hp 2.4L I4
- Exterior color:
- Snow White Pearl
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Brown (Beige)
- Transmission:
- 6-Speed Automatic
- Mileage:
- 179,705
- Stock #:
- DFG433188
- VIN:
- 5XXGN4A71FG433188
Price drop
-$495
2015 Kia Optima
EX
179,705 mi
Home delivery from Saint Augustine, FL
Price includes $1,042 shipping
Good Deal
$7,604
$7,108
- Year:
- 2019
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- White
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 69,061
- Stock #:
- 292976
- VIN:
- 5XXGT4L37KG292976
Price drop
-$1,000
2019 Kia Optima
S FWD
69,061 mi
Home delivery from Kokomo, IN
Price includes $201 shipping
Good Deal
$14,436
$13,436
- Year:
- 2016
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Gray
- Combined gas mileage:
- 29 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 76,621
- Stock #:
- TY094096
- VIN:
- 5XXGT4L37GG094096
2016 Kia Optima
LX
76,621 mi
Indianapolis, IN
98 mi away
Fair Deal
$10,225
- Year:
- 2013
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 274 hp 2L I4
- Exterior color:
- Titanium Metallic
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 136,503
- Stock #:
- X11152A
- VIN:
- 5XXGR4A6XDG167193
New arrival
2013 Kia Optima
SX
136,503 mi
Bloomington, IN
45 mi away
Fair Deal
$8,140
- Year:
- 2012
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 200 hp 2.4L I4
- Exterior color:
- Red (Maroon)
- Combined gas mileage:
- 29 MPG
- Fuel type:
- Gasoline
- Interior color:
- Brown (Tan)
- Transmission:
- Automatic
- Mileage:
- 52,293
- Stock #:
- 34CG004044T1
- VIN:
- 5XXGN4A78CG004044
Price drop
-$268
2012 Kia Optima
EX
52,293 mi
Louisville, KY
72 mi away
Good Deal
$10,075
$9,807
- Year:
- 2017
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Snow White Pearl
- Combined gas mileage:
- 29 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 138,450
- Stock #:
- K15299A
- VIN:
- KNAGT4L36H5170426
New arrival
2017 Kia Optima
LX
138,450 mi
Louisville, KY
78 mi away
Fair Deal
$8,680
- Year:
- 2017
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Silver
- Combined gas mileage:
- 29 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 97,829
- Stock #:
- HAHTHG158015
- VIN:
- 5XXGU4L38HG158015
2017 Kia Optima
EX
97,829 mi
Avon, IN
87 mi away
Fair Deal
$12,230
- Year:
- 2017
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Horizon Blue
- Combined gas mileage:
- 29 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 75,308
- Stock #:
- K18040A
- VIN:
- 5XXGT4L35HG152420
New arrival
2017 Kia Optima
LX
75,308 mi
Bloomington, IN
45 mi away
Fair Deal
$12,015
- Year:
- 2019
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Snow White Pearl
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 88,832
- Stock #:
- 105206
- VIN:
- 5XXGT4L39KG355415
2019 Kia Optima
S FWD
88,832 mi
Home delivery from Knoxville, TN
Free home delivery
Good Deal
$13,329
- Year:
- 2020
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Red (Burgundy)
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 120,088
- Stock #:
- 2981
- VIN:
- 5XXGT4L38LG445124
Price drop
-$393
Sponsored Listing
2020 Kia Optima
LX FWD
120,088 mi
Louisville, KY
72 mi away
Great Deal
$9,713
$9,320
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