Used Volvo XC40 for Sale nearMinneapolis, MN
Shop with transparent pricing.
Only show listings that include dealer fees- Year:
- 2022
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 248 hp 2L I4
- Exterior color:
- Gray
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Gray
- Transmission:
- Automatic
- Mileage:
- 32,080
- Stock #:
- 3T5522T
- VIN:
- YV4162UM4N2704920


Sponsored by Walser Toyota
2022 Volvo XC40
T5 R-Design AWD
32,080 mi
$29,849
- Year:
- 2025
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Gray (Vapour Grey Metallic)
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal)
- Transmission:
- Automatic
- Mileage:
- 10,953
- Stock #:
- S2588516
- VIN:
- YV4L12UE2S2588516

Sponsored Listing
2025 Volvo XC40
B5 Plus Bright Theme AWD
10,953 mi
$34,336
- Year:
- 2026
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Onyx Black
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal)
- Transmission:
- Automatic
- Mileage:
- 3,255
- Stock #:
- 26007
- VIN:
- YV4L12UC3T2656239

Sponsored Listing
2026 Volvo XC40
B5 Plus AWD
3,255 mi
$43,340
- Year:
- 2023
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Silver
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 35,824
- Stock #:
- 29020156
- VIN:
- YV4L12UEXP2009098

2023 Volvo XC40
B5 Plus Bright Theme AWD
35,824 mi
$26,597
- Year:
- 2021
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 248 hp 2L I4
- Exterior color:
- Gray
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Transmission:
- Automatic
- Mileage:
- 83,080
- Stock #:
- 27060A
- VIN:
- YV4162UL4M2401433

-$850
2021 Volvo XC40
T5 Inscription AWD
83,080 mi
$19,790
$19,290
- Year:
- 2023
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Black / Stone
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal)
- Transmission:
- Automatic
- Mileage:
- 23,508
- Stock #:
- 17888P
- VIN:
- YV4L12UX7P2092426

2023 Volvo XC40
B5 Ultimate Dark Theme AWD
23,508 mi
$30,400
- Year:
- 2023
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Blue Metallic
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal)
- Transmission:
- Automatic
- Mileage:
- 54,881
- Stock #:
- 963491
- VIN:
- YV4L12UN4P2963491

2023 Volvo XC40
B5 Plus Bright Theme AWD
54,881 mi
$26,307
- Year:
- 2025
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Gray (Vapour Grey Metallic)
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Blonde
- Transmission:
- Automatic
- Mileage:
- 27,667
- Stock #:
- P11040
- VIN:
- YV4L12UE6S2557608

-$920
2025 Volvo XC40
B5 Plus Bright Theme AWD
27,667 mi
$33,888
$32,968
- Year:
- 2019
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 248 hp 2L I4
- Exterior color:
- Black
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Brown
- Transmission:
- 8-Speed Automatic
- Mileage:
- 62,157
- Stock #:
- 2722
- VIN:
- YV4162UK4K2050625

2019 Volvo XC40
T5 Momentum AWD
62,157 mi
$18,048
- Year:
- 2025
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Gray
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 8-Speed Automatic
- Mileage:
- 21,230
- Stock #:
- 577807
- VIN:
- YV4L12UJ6S2577807

2025 Volvo XC40
B5 Core Bright Theme AWD
21,230 mi
$29,968
- Year:
- 2024
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Black
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 53,914
- Stock #:
- P7754
- VIN:
- YV4L12UK7R2351584

2024 Volvo XC40
B5 Core Dark Theme AWD
53,914 mi
$24,348
- Year:
- 2026
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- White
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 7,242
- Stock #:
- M5743P
- VIN:
- YV4L12UC1T2736302

2026 Volvo XC40
B5 Plus AWD
7,242 mi
$35,347
- Year:
- 2024
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- White
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 35,381
- Stock #:
- 29003963
- VIN:
- YV4L12UM1R2280786

2024 Volvo XC40
B5 Ultimate Dark Theme AWD
35,381 mi
$30,147
Recommended model year:
2021 Volvo XC40
Shop 2021 Volvo XC40 »With 45 currently listed for sale and an average price of $18,318, 46.7% of 2021 Volvo XC40 listings on CarGurus are rated as good or great deals.
Favorably reviewed: Owners rated the 2021 Volvo XC40 5 / 5 stars and CarGurus experts gave it an 8 / 10.
100.0% of 2021 Volvo XC40 listings on CarGurus are accident free.
- Year:
- 2023
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Gray
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Gray
- Transmission:
- Automatic
- Mileage:
- 13,073
- Stock #:
- 25SS0095P
- VIN:
- YV4L12UA4P2059282

2023 Volvo XC40
B5 Ultimate Bright Theme AWD
13,073 mi
$32,949
- Year:
- 2023
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Thunder Gray Metallic
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Blond
- Transmission:
- Automatic
- Mileage:
- 49,224
- Stock #:
- P2913397A
- VIN:
- YV4L12UN4P2913397

2023 Volvo XC40
B5 Plus Bright Theme AWD
49,224 mi
$26,397
- Year:
- 2023
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 194 hp 2L I4
- Exterior color:
- Black / Stone
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal)
- Transmission:
- Automatic
- Mileage:
- 35,683
- Stock #:
- P2921912
- VIN:
- YV4K92HK6P2921912

2023 Volvo XC40
B4 Core FWD
35,683 mi
$23,575
- Year:
- 2024
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Transmission:
- Automatic
- Mileage:
- 50,829
- Stock #:
- P7755
- VIN:
- YV4L12UK6R2356677

2024 Volvo XC40
B5 Core Bright Theme AWD
50,829 mi
$25,348
- Year:
- 2026
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Onyx Black
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal)
- Transmission:
- Automatic
- Mileage:
- 1,675
- Stock #:
- M5766P
- VIN:
- YV4L12UK9T2717035

-$1,875
2026 Volvo XC40
B5 Core AWD
1,675 mi
$38,082
$36,557
- Year:
- 2026
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Blue
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Gray
- Transmission:
- Automatic
- Mileage:
- 7,619
- Stock #:
- 2731523
- VIN:
- YV4L12UC3T2731523

2026 Volvo XC40
B5 Plus AWD
7,619 mi
$31,816
- Year:
- 2026
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Blue
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal)
- Transmission:
- Automatic
- Mileage:
- 7,528
- Stock #:
- M5746P
- VIN:
- YV4L12UCXT2731695

-$1,350
2026 Volvo XC40
B5 Plus AWD
7,528 mi
$35,999
$34,999
- Year:
- 2025
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Gray (Vapour Grey Metallic)
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal)
- Transmission:
- Automatic
- Mileage:
- 10,953
- Stock #:
- S2588516
- VIN:
- YV4L12UE2S2588516

2025 Volvo XC40
B5 Plus Bright Theme AWD
10,953 mi
$34,336
- Year:
- 2023
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 194 hp 2L I4
- Exterior color:
- Black
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 54,000
- Stock #:
- 29285337
- VIN:
- YV4K92HM6P2045201

2023 Volvo XC40
B4 Ultimate Dark Theme FWD
54,000 mi
$25,797
- Year:
- 2022
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 248 hp 2L I4
- Exterior color:
- Black
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Gray
- Transmission:
- Automatic
- Mileage:
- 56,720
- Stock #:
- 73777A
- VIN:
- YV4162UL0N2745813

Sponsored Listing
2022 Volvo XC40
T5 Inscription AWD
56,720 mi
$25,338
How much does the Volvo XC40 cost in today's market?
Used Volvo XC40 prices span a wide range depending on model year. Here's what the market looks like right now:
| Model Year | Current Avg. Price | Year-Round Range |
|---|---|---|
| 2025 | $33,932 | $31,609 – $34,076 |
| 2024 | $31,096 | $29,078 – $31,274 |
| 2023 | $28,225 | $28,225 – $30,894 |
| 2022 | $23,064 | $23,017 – $25,181 |
| 2021 | $21,894 | $21,879 – $23,660 |
| 2020 | $20,530 | $20,530 – $22,631 |
| 2019 | $18,283 | $18,283 – $20,807 |
The Volvo XC40's current nationwide average price is $29,787, and its nationwide average price reached a low of $28,827 over the past year. Recently, prices have come down for the 2023 and 2025 models, making now a good time to shop recent model years.
Is the Volvo XC40 a good car?
Yes — the Volvo XC40 earns strong marks from owners across the lineup, and its appeal centers on safety, comfort, and a premium-feeling cabin. The all-generations owner rating is 4.6/5 across every model year in the data.
Owners consistently praise the XC40 for its stylish design, comfortable ride, and upscale interior feel. The model also stands out for its practical everyday usability and the sense of refinement that comes through in both the cabin and the driving experience.
Expert reviews rate the 2021 and 2019 models among the highest across all years.
The trade-offs that come up most often are the touchscreen-heavy interface, limited cargo space in some versions, and a few reliability concerns on older models.
34.2% of listings are priced as good or great deals.
Are Volvo XC40 models reliable?
Owners and experts consistently point to the XC40’s safety focus, comfort, and premium cabin feel as major strengths. Across the lineup, it also earns praise for its stylish design and enjoyable driving experience.
- Owners rate the Volvo XC40 between 2 and 5 out of 5 stars across all model years in the data.
Long-term ownership risk is worth weighing carefully on older used examples, especially if you want a model with a cleaner ownership history and fewer reported concerns.
What should I look for when buying a used Volvo XC40?
Across all model years, accident-free inventory is excellent at 90.5% — clean inventory, standard diligence applies.
| Model Year | Accident-Free % |
|---|---|
| 2026 | 97.4% |
| 2025 | 95.8% |
| 2024 | 92.9% |
| 2023 | 91.5% |
| 2022 | 85.7% |
| 2021 | 78.3% |
| 2020 | 76% |
| 2019 | 77.2% |
Key things to evaluate:
- Safety package: Volvo’s Intellisafe suite of driver-assistance features
- Infotainment: Android-based infotainment system with Google Maps, Google Assistant, Apple CarPlay, and basic Bluetooth support
- Fuel efficiency: 27 mpg combined (24 mpg city, 32 mpg highway) for B4 FWD models and 26 mpg combined (23 mpg city, 30 mpg highway) for B5 AWD models
Which Volvo XC40 trim should I buy?
The 2023 Volvo XC40 offers these trims:
- Core: The entry trim brings the mild-hybrid B4 setup with front-wheel drive and the XC40’s standard safety and tech foundation.
- Plus: This trim adds front parking sensors and fog lights, making it a strong middle-ground choice.
- Ultimate: The top trim adds side parking sensors, a 360-degree camera system, adaptive cruise control, and Pilot Assist, and it suits you if you want the most complete equipment set.
What Volvo XC40 do most buyers choose?
The Volvo XC40 years with the most listings are 2025, 2024, and 2023.
| Model Year | Total Listings | Good + Great Deals % |
|---|---|---|
| 2025 | 1,443 | 34.4% |
| 2024 | 1,440 | 35.6% |
| 2023 | 1,221 | 35.8% |
| 2026 | 839 | 32.9% |
| 2022 | 813 | 34.7% |
| 2020 | 487 | 32.2% |
Those higher-volume years tend to be popular because they give you the broadest mix of availability, pricing, and trim choices. They also make it easier to compare similar listings and find the equipment level that fits your budget.
What is the Volvo XC40's resale value?
| Model Year | Current Avg. Price | Year-Over-Year Change |
|---|---|---|
| 2019 | $18,283 | −11.96% |
| 2020 | $20,530 | −9.29% |
| 2023 | $28,225 | −8.66% |
| 2022 | $23,064 | −8.43% |
| 2021 | $21,894 | −7.17% |
| 2025 | $33,932 | −0.41% |
| 2024 | $31,096 | +1.73% |
Most XC40 model years are moving lower year over year, which can work in your favor if you’re shopping used. The biggest drops are concentrated in older and mid-cycle years, while the newest examples are changing much less. That creates a useful spread of value across the lineup, especially if you’re open to a slightly older model.
The 2025 model year is holding steady, with prices close to flat year-over-year.
The 2024, 2025, and 2021 model years have held their value best, with the smallest year-over-year price changes.
Is the Volvo XC40 safe?
- 2023: 8/10
- 2021: 9/10
- 2019: 7/10
For the safest used buy, the 2021 model posts the highest confirmed score of 9/10.
Should I buy a used Volvo XC40 now or wait for the next model?
Buy now if:
- Price trend: The 2025 model is at −0.41% versus a year ago, and the 2023 model is at −8.66%.
- Deal availability: The 2025 model has 34.4% good and great deals, and the 2023 model has 35.8%.
- Sweet-spot year: The 2025 model has the most listings at a current average price of $33,932. The Volvo XC40 offers a distinctive Scandinavian design, a premium-feeling cabin, and practical everyday usefulness.
Consider waiting if:
- Powertrain/efficiency: The 2023 XC40 uses a 48-volt mild-hybrid system with a 13-horsepower integrated starter generator, and Volvo says B4 and B5 models can accelerate from zero to 60 mph in 8.1 seconds and 6.1 seconds, respectively.
- Tech: The 2023 XC40 brings the Android-based infotainment system, Google Maps, Google Assistant, a 12.3-inch digital instrument cluster, and a 9-inch touchscreen.
- Safety: The latest model adds adaptive cruise control, Pilot Assist, side parking sensors, and a 360-degree camera system on the top trim.
If you're buying used today, the 2025 model year offers the best mix of value and availability. If you want the latest tech and features, it may be worth waiting for the next model year's inventory to build up.
How does the 2025 Volvo XC40 compare to the 2025 BMW X1?
| Spec | 2025 Volvo XC40 | 2025 BMW X1 |
|---|---|---|
| Starting MSRP | $40,650 | $41,350 |
| Engine | 2.0L 247 hp I4 | 2.0L 241 hp I4 |
| Horsepower | 247 hp @ 5500 rpm | 241 hp @ 4500 rpm |
| MPG/MPGe (city) | 23 | 24 |
| MPG/MPGe (highway) | 30 | 33 |
| Average used price | $33,932 | $37,179 |
| Listings available | 1,443 | 1,935 |
| Good & great deal share | 34.4% | 32.4% |
| Accident-free share | 95.8% | 96.0% |
These recommendations are based on CarGurus' proprietary market data from October 21, 2026, CarGurus experts' opinions, and generative AI.
*CarGurus meticulously monitors the prices of millions of pre-owned vehicle listings, offering users precise and up-to-date market insights. Historical pricing data excludes any additional dealer fees as of May 3, 2026.
4.6 Overall rating
Customers say
The Volvo XC40 has garnered positive feedback from owners across its model years, particularly for its safety, comfort, and performance. Drivers appreciate the stylish design and enjoyable driving experience, along with the luxurious feel of the interior. However, some concerns have been raised about the back seat comfort and tech interface, which can be complicated. Overall, the XC40 stands out as a reliable and attractive option for drivers looking for a compact SUV.
AI generated from the text of customer reviews.
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What people say
Anonymous
Reviewed a 2025 Volvo XC40 on May 30, 2026
I love this vehicle. The safest little tank in it's class! Extremely comfortable, great looking, great size without feeling too big, good fuel economy and again, very safe and you can feel it in the drive. Responsive, stable and reliable. My 4th Volvo and I will never go to any other brand. In the past one saved my life and my family and children are Volvo owners for life!
Eric P
Reviewed a 2024 Volvo XC40 on Jan 11, 2026
Car runs & drives great. Looks very nice Have to use premium gas. Stereo works great. My only 2 complaints are: Touchscreen takes a lot of practice to find what you’re looking for. I’m sure after a few months I’ll have it all set upthe way I want it. Door handles on the outside froze down on me & it felt like I was going to rip the handle off trying to open the door. Mine is due for a software recall update so hopefully that will work out some of the issues I’ve had with the big touchscreen freezing up.
Anonymous
Reviewed a 2019 Volvo XC40 on Jun 14, 2024
My Volvo XC40 has all safety features I was seeking plus nice panorama/opening moon roof, lots of power and very comfortable to drive.
Marcel N
Reviewed a 2020 Volvo XC40 on Oct 18, 2023
Amazing safety ratings! The Volvo XC40 was awarded 5 out of 5 ratings on all IIHS crash tests is the only small SUV to achieve a “Good” rating in every individual test category (as of December 2022), based on the test showing minimal risk of injuries for all passengers. Volvo quality, safety and reliability. No other similar vehicle on the market can beat that.
Volvo XC40 Trims
| Trim type | MSRP |
|---|---|
| B4 Plus FWD | $43,900 |
| B4 Core FWD | $39,900 |
| B5 Ultra Black Edition AWD | $51,900 |
| B5 Plus AWD | $47,300 |
| B5 Ultra AWD | $51,250 |
| B5 Core AWD | $42,600 |
*CarGurus meticulously monitors the prices of millions of pre-owned vehicle listings, offering users precise and up-to-date market insights. Historical pricing data excludes any additional dealer fees as of May 3, 2026.
Volvo XC40 Price Trends
CarGurus tracks the prices of millions of used car listings every year. See how the average price of Volvo XC40 prices has changed over time.
See more price trendsVolvo XC40 Pricing Analysis: Minneapolis, MN Market Report
Pricing Analysis by Model Year
Key Insights
- New-Car Premium: The 2026 model year is priced at an average of $37,082, indicating a 7.1% discount from its starting MSRP of $39,900.
- Steepest Depreciation: The 2019 model year shows the steepest depreciation at -47.2%, with an average price of $17,810 compared to its MSRP.
- Years Priced Above Starting MSRP: Only the 2026 and 2025 model years are priced above their starting MSRPs, with average prices of $37,082 and $35,873, respectively.
Model Year Pricing
| Model Year | Starting MSRP | Avg Price | Avg Price vs Starting MSRP |
|---|---|---|---|
| 2026 | $39,900 | $37,082 | -7.1% |
| 2025 | $40,650 | $35,873 | -11.8% |
| 2024 | $40,500 | $31,206 | -22.9% |
| 2023 | $36,350 | $29,498 | -18.9% |
| 2022 | $35,100 | $24,805 | -29.3% |
| 2021 | $33,700 | $20,045 | -40.5% |
| 2020 | $33,700 | $22,945 | -31.9% |
| 2019 | $33,700 | $17,810 | -47.2% |
Pricing in Nearby Cities
Market Area: Minneapolis, MN
Key Insights
- Highest-Price Market: Monticello, MN has the highest average price at $28,968, indicating a premium market for the XC40.
- Best Value: Duluth, MN offers the lowest average price at $27,495, presenting a more affordable option for buyers.
- Inventory Drives Stability: Young America, MN leads with 131 total listings, suggesting a robust supply that may stabilize pricing in the area.
City-Level Pricing
| City | Total Listings | Avg Price |
|---|---|---|
| Young America, MN | 131 | $28,640 |
| Monticello, MN | 130 | $28,968 |
| Duluth, MN | 93 | $27,495 |
| Saint Cloud, MN | 92 | $27,496 |
Pricing by Trim Packages
Key Insights
- Volume Leader: The B5 Plus AWD trim leads with 19 listings, indicating strong demand for this configuration.
- Premium Spread: The B5 Ultra AWD trim has the highest MSRP at $51,250, showcasing a significant premium over the base trims.
- Drivetrain Effect: All trims are AWD or FWD, with the AWD trims generally commanding higher prices, reflecting consumer preference for all-wheel drive.
Trim-Level Details
| Trim | Listings | MSRP | Drivetrain | Engine |
|---|---|---|---|---|
| B5 Plus AWD | 19 | $47,300 | AWD | 2.0L 247 hp I4 |
| B5 Core AWD | 9 | $42,600 | AWD | 2.0L 247 hp I4 |
| B5 Ultra AWD | 1 | $51,250 | AWD | 2.0L 247 hp I4 |
| B4 Core FWD | 2 | $39,900 | FWD | 2.0L 194 hp I4 |
These recommendations are based on CarGurus' proprietary market data from October 21, 2026, CarGurus experts' opinions, and generative AI.
*CarGurus meticulously monitors the prices of millions of pre-owned vehicle listings, offering users precise and up-to-date market insights. Historical pricing data excludes any additional dealer fees as of May 3, 2026.
CarGurus recommends the 2021 Volvo XC40

Summary
With 45 currently listed for sale and an average price of $18,318, 46.7% of 2021 Volvo XC40 listings on CarGurus are rated as good or great deals.
Favorably reviewed: Owners rated the 2021 Volvo XC40 5 / 5 stars and CarGurus experts gave it an 8 / 10.
100.0% of 2021 Volvo XC40 listings on CarGurus are accident free.
Why it stands out
The 2021 Volvo XC40 stands out because it adds an all-electric Recharge model to the lineup. Volvo says the XC40 entered 2021 with one major change, and that the 2021 Volvo XC40 Recharge is the Swedish automaker’s first mass-market electric vehicle. The Recharge also brings an Android-based operating system, over-the-air software update capability for all vehicle systems, and updates to driver-assist tech. It is offered in a single trim level with standard all-wheel drive.
That electric version gives the XC40 a broader appeal, since the gasoline models continue alongside it largely unchanged. The Recharge is positioned as a de facto Tesla Model Y competitor and is priced similarly to high-end versions of the Ford Mustang Mach-E, though the two electric crossovers have different philosophies. The XC40’s strengths also include stylish design and multiple powertrain options, but buyers should note the limited cargo space and the Recharge model’s expensive pricing.
Other model years to consider
- 2024 Volvo XC40
- Average price: $30,422
- Good/great deal percentage: 128.1%
- User rating: 4 / 5
- Total listings: 64
- 2022 Volvo XC40
- Average price: $24,627
- Good/great deal percentage: 96.5%
- Total listings: 57
- 2025 Volvo XC40
- Average price: $35,873
- Good/great deal percentage: 117.0%
- User rating: 5 / 5
- Total listings: 47
Similar models to consider
- BMW X1
- Average price: $22,188
- Good/great deal percentage: 48.5%
- User rating: 4.59 / 5
- Total listings: 241
- Audi Q3
- Average price: $25,711
- Good/great deal percentage: 73.0%
- User rating: 4.67 / 5
- Total listings: 256
- Mercedes-Benz GLA
- Average price: $22,765
- Good/great deal percentage: 41.3%
- User rating: 4.69 / 5
- Total listings: 281
These recommendations are based on CarGurus' proprietary market data from October 19, 2026, CarGurus experts' opinions, and generative AI.
*CarGurus meticulously monitors the prices of millions of pre-owned vehicle listings, offering users precise and up-to-date market insights. Historical pricing data excludes any additional dealer fees as of May 3, 2026.
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