New & Used 2026 Volvo XC40 for Sale nearHalf Moon Bay, CA
Shop with transparent pricing.
Only show listings that include dealer fees- Year:
- 2026
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Aurora Silver
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal)
- Transmission:
- Automatic
- Mileage:
- 7,099
- Stock #:
- T2711175
- VIN:
- YV4L12UM4T2711175
Sponsored by AutoNation Volvo Cars San Jose
2026 Volvo XC40
B5 Ultra AWD
7,099 mi
$45,536
- Year:
- 2026
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Cloud Blue
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Blonde
- Transmission:
- Automatic
- Mileage:
- 13,946
- Stock #:
- U1743XR
- VIN:
- YV4L12UC1T2721931
Sponsored Listing
2026 Volvo XC40
B5 Plus AWD
13,946 mi
$37,990
- Year:
- 2026
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Crystal White
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Blonde
- Transmission:
- Automatic
- Mileage:
- 7,357
- Stock #:
- 26009XL
- VIN:
- YV4L12UCXT2666086
Sponsored Listing
2026 Volvo XC40
B5 Plus AWD
7,357 mi
$42,084
- Year:
- 2025
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Gray Metallic
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Blonde
- Transmission:
- Automatic
- Mileage:
- 7,871
- Stock #:
- RU9143A
- VIN:
- YV4L12UM8S2515898
-$800
2025 Volvo XC40
B5 Ultra Dark Theme AWD
7,871 mi
$38,873
$38,073
- Year:
- 2026
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Gray (Vapour Grey Metallic)
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal)
- Transmission:
- Automatic
- Mileage:
- 9,613
- Stock #:
- U1759XR
- VIN:
- YV4L12UCXT2740669
2026 Volvo XC40
B5 Plus AWD
9,613 mi
$38,990
- Year:
- 2026
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Aurora Silver
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal)
- Transmission:
- Automatic
- Mileage:
- 7,940
- Stock #:
- U1746XR
- VIN:
- YV4L12UC2T2740830
2026 Volvo XC40
B5 Plus AWD
7,940 mi
$39,490
- Year:
- 2026
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Onyx Black
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal)
- Transmission:
- Automatic
- Mileage:
- 17,482
- Stock #:
- U1760XR
- VIN:
- YV4L12UC9T2721059
2026 Volvo XC40
B5 Plus AWD
17,482 mi
$37,490
- Year:
- 2025
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Gray
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 8-Speed Automatic
- Mileage:
- 21,230
- Stock #:
- 577807
- VIN:
- YV4L12UJ6S2577807
2025 Volvo XC40
B5 Core Bright Theme AWD
21,230 mi
$31,588
- Year:
- 2026
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Crystal White
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal)
- Transmission:
- Automatic
- Mileage:
- 17,387
- Stock #:
- U1765XR
- VIN:
- YV4L12UC2T2738415
2026 Volvo XC40
B5 Plus AWD
17,387 mi
$37,990
- Year:
- 2026
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Cloud Blue
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Blonde
- Transmission:
- Automatic
- Mileage:
- 13,946
- Stock #:
- U1743XR
- VIN:
- YV4L12UC1T2721931
2026 Volvo XC40
B5 Plus AWD
13,946 mi
$37,990
- Year:
- 2026
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Crystal White
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Blonde
- Transmission:
- Automatic
- Mileage:
- 7,357
- Stock #:
- 26009XL
- VIN:
- YV4L12UCXT2666086
2026 Volvo XC40
B5 Plus AWD
7,357 mi
$42,084
- Year:
- 2026
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Crystal White
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Blonde
- Transmission:
- Automatic
- Mileage:
- 17,928
- Stock #:
- 6030X
- VIN:
- YV4L12UC3T2747009
Photos coming soon
2026 Volvo XC40
B5 Plus AWD
17,928 mi
$41,991
- Year:
- 2026
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Blue
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Gray
- Transmission:
- Automatic
- Mileage:
- 7,619
- Stock #:
- 2731523
- VIN:
- YV4L12UC3T2731523
2026 Volvo XC40
B5 Plus AWD
7,619 mi
$34,671
CarGurus Analysis:
2026 Volvo XC40
With 769 currently listed for sale and an average price of $40,084.00, 32.2% of 2026 Volvo XC40s for sale on CarGurus are rated as good or great deals.
Favorably reviewed: Owners rated the 2026 Volvo XC40 4 / 5 stars.
98.3% of 2026 XC40 models on CarGurus are accident free.
- Year:
- 2026
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Onyx Black
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal)
- Transmission:
- Automatic
- Mileage:
- 11,756
- Stock #:
- 44693
- VIN:
- YV4L12UC1T2737630
2026 Volvo XC40
B5 Plus AWD
11,756 mi
$38,076
- Year:
- 2026
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Aurora Silver
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal)
- Transmission:
- Automatic
- Mileage:
- 7,099
- Stock #:
- T2711175
- VIN:
- YV4L12UM4T2711175
2026 Volvo XC40
B5 Ultra AWD
7,099 mi
$45,536
- Year:
- 2026
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Sand Dune Metallic
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal)
- Transmission:
- Automatic
- Mileage:
- 7,875
- Stock #:
- D26100SL
- VIN:
- YV4L12UK3T2729911
2026 Volvo XC40
B5 Core AWD
7,875 mi
$40,990
- Year:
- 2026
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Forest Lake
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Blonde
- Transmission:
- Automatic
- Mileage:
- 10,483
- Stock #:
- D26251A
- VIN:
- YV4L12UC1T2754296
2026 Volvo XC40
B5 Plus AWD
10,483 mi
$41,990
- Year:
- 2025
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Blue Metallic
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal)
- Transmission:
- Automatic
- Mileage:
- 16,703
- Stock #:
- S2585271
- VIN:
- YV4L12UE5S2585271
2025 Volvo XC40
B5 Plus Bright Theme AWD
16,703 mi
$32,191
- Year:
- 2025
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Blue
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Gray
- Transmission:
- Automatic
- Mileage:
- 16,802
- Stock #:
- 29110535
- VIN:
- YV4L12UJ7S2502372
2025 Volvo XC40
B5 Core Bright Theme AWD
16,802 mi
$31,497
- Year:
- 2026
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- White (Cloud)
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Blonde
- Transmission:
- Automatic
- Mileage:
- 5,331
- Stock #:
- 26029XL
- VIN:
- YV4L12UC3T2655222
2026 Volvo XC40
B5 Plus AWD
5,331 mi
$42,174
- Year:
- 2025
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Silver
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal)
- Transmission:
- Automatic
- Mileage:
- 16,969
- Stock #:
- S2587860
- VIN:
- YV4L12UE1S2587860
2025 Volvo XC40
B5 Plus Bright Theme AWD
16,969 mi
$32,191
- Year:
- 2025
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Black
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 12,329
- Stock #:
- 28903454
- VIN:
- YV4L12UC4S2501133
2025 Volvo XC40
B5 Plus Dark Theme AWD
12,329 mi
$33,147
- Year:
- 2026
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Onyx Black
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal)
- Transmission:
- Automatic
- Mileage:
- 17,482
- Stock #:
- U1760XR
- VIN:
- YV4L12UC9T2721059
Sponsored Listing
2026 Volvo XC40
B5 Plus AWD
17,482 mi
$37,490
CarGurus Analysis: 2026 Volvo XC40
Summary
With 769 currently listed for sale and an average price of $40,084.00, 32.2% of 2026 Volvo XC40s for sale on CarGurus are rated as good or great deals.
Favorably reviewed: Owners rated the 2026 Volvo XC40 4 / 5 stars.
98.3% of 2026 XC40 models on CarGurus are accident free.
Why it stands out
The 2026 Volvo XC40 stands out as a small luxury SUV that leans hard into Volvo’s signature mix of style, practicality, and safety. It has a modern Scandinavian design, a high-end minimalist interior, and a cabin that feels more expensive than its price tag suggests. The XC40 also makes smart use of its footprint, with impressive rear seat room and a large cargo area that includes a useful folding floor divider.
What makes the 2026 XC40 especially appealing is how much equipment it brings without losing its premium feel. Volvo’s Intellisafe suite of driver-assistance features is standard, and the model’s touchpoints and materials are described as thoughtful and well executed. The XC40’s compact size, distinctive design, and strong safety focus give it a clear identity in the luxury crossover segment.
There are a few drawbacks to keep in mind. The XC40 is noted for poor rear visibility, touch-based interior controls can be fiddly, and some reliability concerns remain. Even so, its combination of style, practicality, and standard safety technology makes it a compelling choice for buyers who want something a little different from the usual luxury SUV formula.
Other model years to consider
- Average price: $30,840.00
- Good/great deal percentage: 35.5%
- User rating: 4 / 5
- Total listings: 1,403
- Average price: $33,763.00
- Good/great deal percentage: 33.5%
- User rating: 5 / 5
- Total listings: 1,261
- Average price: $23,793.00
- Good/great deal percentage: 36.0%
- Total listings: 866
This analysis is based on CarGurus' proprietary market data from August 31, 2026, CarGurus experts' opinions, and generative AI.
*CarGurus meticulously monitors the prices of millions of pre-owned vehicle listings, offering users precise and up-to-date market insights. Historical pricing data excludes any additional dealer fees as of May 3, 2026.
2026 Volvo XC40 Trims
| Trim type | MSRP |
|---|---|
| B4 Plus FWD | $43,900 |
| B4 Core FWD | $39,900 |
| B5 Ultra Black Edition AWD | $51,900 |
| B5 Plus AWD | $47,300 |
| B5 Ultra AWD | $51,250 |
| B5 Core AWD | $42,600 |
*CarGurus meticulously monitors the prices of millions of pre-owned vehicle listings, offering users precise and up-to-date market insights. Historical pricing data excludes any additional dealer fees as of May 3, 2026.
2026 Volvo XC40 Price Trends
CarGurus tracks the prices of millions of used car listings every year. See how the average price of 2026 Volvo XC40 prices has changed over time.
See more price trends2026 Volvo XC40 Pricing Analysis
Pricing by Popular US Cities
Market Area: Nationwide
Key Insights
- Highest Prices in Major Cities: The most expensive markets are New York, NY ($46,155) and Boston, MA ($46,062), likely reflecting higher demand and limited supply in urban areas.
- Lowest Price in Houston: Houston, TX ($34,574) offers the most competitive pricing, indicating a more price-sensitive market or greater inventory availability.
- Inventory Variation: Cities like Philadelphia (78 listings) and Washington, DC (75 listings) have substantial inventory, which correlates with relatively stable pricing around $39K.
City-Level Pricing
| City | Total Listings | Avg Price |
|---|---|---|
| New York, NY | 136 | $46,155 |
| Boston, MA | 81 | $46,062 |
| Chicago, IL | 63 | $39,348 |
| Philadelphia, PA | 78 | $39,107 |
| Washington, DC | 75 | $40,999 |
| Atlanta, GA | 48 | $40,308 |
| Dallas, TX | 51 | $38,836 |
| Los Angeles, CA | 48 | $44,799 |
| Houston, TX | 50 | $34,574 |
| Miami, FL | 27 | $32,500 |
Pricing by Trim Packages
Key Insights
- AWD Trims Dominate Listings: The B5 Plus AWD trim leads with 327 listings, indicating strong demand for all-wheel-drive options.
- Price Range Across Trims: The B5 Ultra AWD is the highest priced at $51,250 MSRP, while the B4 Plus FWD is the most affordable at $43,900 MSRP, showcasing a significant price spread.
- Feature-Rich Premium Trims: Higher trims like the B5 Ultra AWD offer extensive features, justifying their premium pricing compared to base models.
Trim-Level Details
| Trim | Listings | MSRP | Drivetrain | Engine |
|---|---|---|---|---|
| B5 Plus AWD | 327 | $47,300 | AWD | 2.0L 247 hp I4 |
| B5 Core AWD | 67 | $42,600 | AWD | 2.0L 247 hp I4 |
| B5 Ultra AWD | 43 | $51,250 | AWD | 2.0L 247 hp I4 |
| B4 Core FWD | 18 | $39,900 | FWD | 2.0L 194 hp I4 |
| B5 Ultra Black Edition AWD | 15 | $51,900 | AWD | 2.0L 247 hp I4 |
| B4 Plus FWD | 7 | $43,900 | FWD | 2.0L 194 hp I4 |
Pricing Analysis by Model Year
Key Insights
- New Models Command Premium: The 2025 Volvo XC40 is priced at $34,663, which is about −14.0% below MSRP, indicating a strong market for newer models.
- Steep Depreciation for Older Models: The 2019 model shows a significant drop in value, priced at $19,110, reflecting a −43.0% depreciation from its original MSRP.
- Best Value in Recent Years: The 2022 model offers a balance of price and features, with an average price of $25,024, representing a −28.5% depreciation.
Model Year Pricing
| Model Year | Original MSRP | Avg Price | Price vs MSRP |
|---|---|---|---|
| 2025 Volvo XC40 | $40,650 | $34,663 | -14.0% |
| 2024 Volvo XC40 | $40,500 | $30,732 | -24.1% |
| 2023 Volvo XC40 | $36,350 | $28,181 | -22.5% |
| 2022 Volvo XC40 | $35,100 | $25,024 | -28.5% |
| 2021 Volvo XC40 | $33,700 | $22,500 | -33.2% |
| 2020 Volvo XC40 | $33,700 | $21,604 | -35.9% |
| 2019 Volvo XC40 | $33,700 | $19,110 | -43.0% |
These recommendations are based on CarGurus' proprietary market data from September 3, 2026, CarGurus experts' opinions, and generative AI.
*CarGurus meticulously monitors the prices of millions of pre-owned vehicle listings, offering users precise and up-to-date market insights. Historical pricing data excludes any additional dealer fees as of May 3, 2026.
Is the 2026 Volvo XC40 a good car?
The 2026 Volvo XC40 is a strong pick if you want a small luxury SUV that emphasizes style, practicality, and safety. Its modern Scandinavian design, high-end minimalist interior, impressive rear seat room, and large cargo area give it a premium feel that fits well if you want something distinctive rather than generic.
It also brings a lot of equipment without losing that upscale character, and the standard Intellisafe driver-assistance suite adds to its appeal for everyday use. The main tradeoffs are poor rear visibility and touch-based interior controls that can be fiddly, so it works best if you value design, comfort, and safety more than maximum convenience.
With 29.4% of listings marked as good or great deals, you have a moderate amount of market opportunity if you shop carefully.
Is the 2026 Volvo XC40 reliable?
The 2026 Volvo XC40 has some reliability concerns, even though it still offers the kind of thoughtful packaging and standard safety technology that make it appealing. Its cabin materials and touchpoints are described as well executed, and the overall design suggests a premium ownership experience.
That said, the reliability concerns mean you should go in with realistic expectations and pay close attention to maintenance history and current condition. For used buyers, that makes long-term ownership risk something to weigh carefully before you commit.
What should I look for when buying a used 2026 Volvo XC40?
Accident-free inventory is excellent at 98.3% — clean inventory, standard diligence applies.
You should still run a history report on any listing you like and prioritize a pre-purchase inspection, especially if the vehicle has higher mileage or incomplete service records. Focus on overall condition, interior control operation, and signs that the car has been used and maintained consistently.
Is now a good time to buy a used 2026 Volvo XC40?
This looks like a moderate, selective buyer’s market, so you can shop with some leverage if you stay patient and compare listings closely.
- Deal availability: 29.4% of listings are priced as good or great deals.
- Inventory: There are 776 listings available.
- Clean inventory: 98.3% of listings are accident-free.
If you find a listing below $39,921.97, that's toward the low end of the year-round range and worth acting on quickly.
Should I buy a 2026 Volvo XC40 or consider a different year?
If you're weighing the 2026 against nearby model years, here's how to think about it:
Choose the 2026 if:
- 29.4% of listings are priced as good or great deals.
- Accident-free inventory is excellent at 98.3% — clean inventory, standard diligence applies.
The bottom line:
The 2026 XC40 makes the most sense if you want the current-year version of Volvo’s compact luxury SUV with strong style, practical space, and standard safety tech. If you’re more price-sensitive, a nearby model year may give you a similar ownership experience while letting you shop a wider spread of asking prices.
These recommendations are based on CarGurus' proprietary market data from August 28, 2026, CarGurus experts' opinions, and generative AI.
*CarGurus meticulously monitors the prices of millions of pre-owned vehicle listings, offering users precise and up-to-date market insights. Historical pricing data excludes any additional dealer fees as of May 3, 2026.
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