Used 2021 Cadillac XT4 for Sale nearToledo, OH
Shop with transparent pricing.
Only show listings that include dealer fees- Year:
- 2020
- Make:
- Cadillac
- Model:
- XT4
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 237 hp 2L I4
- Exterior color:
- Stellar Black Metallic
- Combined gas mileage:
- 25 MPG
- Fuel type:
- Gasoline
- Interior color:
- Jet Black
- Transmission:
- 9-Speed Automatic
- Mileage:
- 55,775
- Stock #:
- 040820
- VIN:
- 1GYFZDR44LF040820
Sponsored by US 24 Auto Group
2020 Cadillac XT4
Premium Luxury AWD
55,775 mi
$19,205
- Year:
- 2020
- Make:
- Cadillac
- Model:
- XT4
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 237 hp 2L I4
- Exterior color:
- White
- Combined gas mileage:
- 25 MPG
- Fuel type:
- Gasoline
- Interior color:
- Brown (Tan)
- Transmission:
- Automatic
- Mileage:
- 105,096
- Stock #:
- 19517
- VIN:
- 1GYFZFR44LF136359
Sponsored Listing
2020 Cadillac XT4
Sport AWD
105,096 mi
$18,180
- Year:
- 2021
- Make:
- Cadillac
- Model:
- XT4
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 237 hp 2L I4
- Exterior color:
- Silver
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Brown (BEIGE)
- Transmission:
- 9-Speed Automatic
- Mileage:
- 106,864
- Stock #:
- 113172
- VIN:
- 1GYFZCR40MF005753
Sponsored Listing
2021 Cadillac XT4
Premium Luxury FWD
106,864 mi
$17,309
- Year:
- 2020
- Make:
- Cadillac
- Model:
- XT4
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 237 hp 2L I4
- Exterior color:
- Silver
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- CREAM
- Transmission:
- Automatic
- Mileage:
- 30,778
- Stock #:
- 70087284
- VIN:
- 1GYFZER42LF105329
2020 Cadillac XT4
Sport FWD
30,778 mi
$26,497
- Year:
- 2022
- Make:
- Cadillac
- Model:
- XT4
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 235 hp 2L I4
- Exterior color:
- Rosewood
- Combined gas mileage:
- 25 MPG
- Fuel type:
- Gasoline
- Interior color:
- Jet Black
- Transmission:
- 9-Speed Automatic
- Mileage:
- 40,660
- Stock #:
- BG2293A
- VIN:
- 1GYFZBR43NF117880
-$1,307
2022 Cadillac XT4
Luxury AWD
40,660 mi
$26,295
$25,292
- Year:
- 2020
- Make:
- Cadillac
- Model:
- XT4
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 237 hp 2L I4
- Exterior color:
- Crystal White Tricoat
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Gray (Light Platinum/Jet Black)
- Transmission:
- 9-Speed Automatic
- Mileage:
- 61,714
- Stock #:
- U9135A
- VIN:
- 1GYFZCR43LF077254
2020 Cadillac XT4
Premium Luxury FWD
61,714 mi
$20,599
- Year:
- 2022
- Make:
- Cadillac
- Model:
- XT4
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 235 hp 2L I4
- Exterior color:
- Stellar Black Metallic
- Combined gas mileage:
- 25 MPG
- Fuel type:
- Gasoline
- Interior color:
- Jet Black
- Transmission:
- 9-Speed Automatic
- Mileage:
- 35,428
- Stock #:
- NG1605
- VIN:
- 1GYFZFR42NF115657
2022 Cadillac XT4
Sport AWD
35,428 mi
$29,699
- Year:
- 2021
- Make:
- Cadillac
- Model:
- XT4
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 237 hp 2L I4
- Exterior color:
- Crystal White Tricoat
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Jet Black
- Transmission:
- 9-Speed Automatic
- Mileage:
- 50,597
- Stock #:
- 21952B
- VIN:
- 1GYFZCR41MF008211
2021 Cadillac XT4
Premium Luxury FWD
50,597 mi
$22,631
- Year:
- 2022
- Make:
- Cadillac
- Model:
- XT4
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 235 hp 2L I4
- Exterior color:
- Stellar Black Metallic
- Combined gas mileage:
- 25 MPG
- Fuel type:
- Gasoline
- Interior color:
- Jet Black
- Transmission:
- 9-Speed Automatic
- Mileage:
- 43,095
- Stock #:
- CB1021
- VIN:
- 1GYFZDR40NF123289
2022 Cadillac XT4
Premium Luxury AWD
43,095 mi
$25,314
- Year:
- 2020
- Make:
- Cadillac
- Model:
- XT4
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 237 hp 2L I4
- Exterior color:
- White
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Red
- Transmission:
- Automatic
- Mileage:
- 98,033
- Stock #:
- 053866
- VIN:
- 1GYFZER48LF053866
2020 Cadillac XT4
Sport FWD
98,033 mi
$18,350
- Year:
- 2021
- Make:
- Cadillac
- Model:
- XT4
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 237 hp 2L I4
- Exterior color:
- White
- Combined gas mileage:
- 25 MPG
- Fuel type:
- Gasoline
- Interior color:
- Brown
- Transmission:
- 9-Speed Automatic
- Mileage:
- 63,448
- Stock #:
- B25862P
- VIN:
- 1GYFZFR49MF052023
2021 Cadillac XT4
Sport AWD
63,448 mi
$24,309
- Year:
- 2022
- Make:
- Cadillac
- Model:
- XT4
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 235 hp 2L I4
- Exterior color:
- White
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 26,293
- Stock #:
- 28276321
- VIN:
- 1GYFZCR47NF101039
2022 Cadillac XT4
Premium Luxury FWD
26,293 mi
$27,297
- Year:
- 2020
- Make:
- Cadillac
- Model:
- XT4
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 237 hp 2L I4
- Exterior color:
- Black
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 82,222
- Stock #:
- 033354
- VIN:
- 1GYFZCR47LF033354
2020 Cadillac XT4
Premium Luxury FWD
82,222 mi
$16,995
About 2021 Cadillac XT4
- Year:
- 2022
- Make:
- Cadillac
- Model:
- XT4
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 235 hp 2L I4
- Exterior color:
- Black
- Combined gas mileage:
- 25 MPG
- Fuel type:
- Gasoline
- Interior color:
- Jet Black
- Transmission:
- 9-Speed Automatic
- Mileage:
- 43,812
- Stock #:
- F156251
- VIN:
- 1GYFZFR43NF156251
2022 Cadillac XT4
Sport AWD
43,812 mi
$28,664
- Year:
- 2020
- Make:
- Cadillac
- Model:
- XT4
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 237 hp 2L I4
- Exterior color:
- Crystal White Tricoat
- Combined gas mileage:
- 25 MPG
- Fuel type:
- Gasoline
- Interior color:
- Sedona/Jet Black
- Transmission:
- Automatic
- Mileage:
- 52,852
- Stock #:
- T27409A
- VIN:
- 1GYFZFR4XLF107402
2020 Cadillac XT4
Sport AWD
52,852 mi
$23,587
- Year:
- 2021
- Make:
- Cadillac
- Model:
- XT4
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 237 hp 2L I4
- Exterior color:
- Crystal White Tricoat
- Combined gas mileage:
- 25 MPG
- Fuel type:
- Gasoline
- Interior color:
- Gray (Light Platinum/Jet Black)
- Transmission:
- 9-Speed Automatic
- Mileage:
- 54,673
- Stock #:
- TMF030169
- VIN:
- 1GYFZDR49MF030169
2021 Cadillac XT4
Premium Luxury AWD
54,673 mi
$22,319
- Year:
- 2020
- Make:
- Cadillac
- Model:
- XT4
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 237 hp 2L I4
- Exterior color:
- Crystal White Tricoat
- Combined gas mileage:
- 25 MPG
- Fuel type:
- Gasoline
- Interior color:
- Gray (Light Platinum/Jet Black)
- Transmission:
- 9-Speed Automatic
- Mileage:
- 40,687
- Stock #:
- CU0130
- VIN:
- 1GYFZBR46LF081793
2020 Cadillac XT4
Luxury AWD
40,687 mi
$22,084
- Year:
- 2021
- Make:
- Cadillac
- Model:
- XT4
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 237 hp 2L I4
- Exterior color:
- Black
- Combined gas mileage:
- 25 MPG
- Fuel type:
- Gasoline
- Interior color:
- Jet Black
- Transmission:
- 9-Speed Automatic
- Mileage:
- 24,448
- Stock #:
- MX4801
- VIN:
- 1GYFZFR45MF033209
2021 Cadillac XT4
Sport AWD
24,448 mi
$25,858
- Year:
- 2020
- Make:
- Cadillac
- Model:
- XT4
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 237 hp 2L I4
- Exterior color:
- White
- Combined gas mileage:
- 25 MPG
- Fuel type:
- Gasoline
- Interior color:
- Brown (Tan)
- Transmission:
- Automatic
- Mileage:
- 105,096
- Stock #:
- 19517
- VIN:
- 1GYFZFR44LF136359
2020 Cadillac XT4
Sport AWD
105,096 mi
$18,180
- Year:
- 2020
- Make:
- Cadillac
- Model:
- XT4
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 237 hp 2L I4
- Exterior color:
- Radiant Silver Metallic
- Combined gas mileage:
- 25 MPG
- Fuel type:
- Gasoline
- Interior color:
- Jet Black
- Transmission:
- 9-Speed Automatic
- Mileage:
- 102,974
- Stock #:
- 28392R
- VIN:
- 1GYFZDR43LF078829
2020 Cadillac XT4
Premium Luxury AWD
102,974 mi
$17,194
- Year:
- 2022
- Make:
- Cadillac
- Model:
- XT4
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 235 hp 2L I4
- Exterior color:
- Stellar Black Metallic
- Combined gas mileage:
- 25 MPG
- Fuel type:
- Gasoline
- Interior color:
- Jet Black
- Transmission:
- 9-Speed Automatic
- Mileage:
- 47,543
- Stock #:
- A2898
- VIN:
- 1GYFZDR47NF166995
2022 Cadillac XT4
Premium Luxury AWD
47,543 mi
$25,791
- Year:
- 2020
- Make:
- Cadillac
- Model:
- XT4
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 237 hp 2L I4
- Exterior color:
- Stellar Black Metallic
- Combined gas mileage:
- 25 MPG
- Fuel type:
- Gasoline
- Interior color:
- Jet Black w/Cinnamon Accents
- Transmission:
- Automatic
- Mileage:
- 53,607
- Stock #:
- D016852
- VIN:
- 1GYFZFR42LF016852
2020 Cadillac XT4
Sport AWD
53,607 mi
$22,540
- Year:
- 2020
- Make:
- Cadillac
- Model:
- XT4
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 237 hp 2L I4
- Exterior color:
- Crystal White Tricoat
- Combined gas mileage:
- 25 MPG
- Fuel type:
- Gasoline
- Interior color:
- Gray (Light Platinum/Jet Black)
- Transmission:
- 9-Speed Automatic
- Mileage:
- 40,687
- Stock #:
- CU0130
- VIN:
- 1GYFZBR46LF081793
Sponsored Listing
2020 Cadillac XT4
Luxury AWD
40,687 mi
$22,084
Overview
The 2021 Cadillac XT4 is a subcompact luxury crossover. It has a spacious cabin for the class and includes a long list of standard features. The XT4 was first introduced for the 2019 model year. In 2020, it gained several driver-assistance features as standard equipment, and it carries over to the 2021 model year unchanged. The XT4’s crossover hatchback layout opens up to 22.5 cubic feet of cargo space behind the 60/40 split-fold rear seats. With the rear seats folded, cargo space grows to 48.9 cubic feet.
Trims for the 2021 XT4 are Luxury, Premium Luxury, and Sport. The Luxury trim comes equipped with 18-inch alloy wheels, remote start, eight-way power-adjustable driver’s seat, 6-way power-adjustable front-passenger seat, dual-zone climate control, and a seven-speaker stereo. It also comes standard with the Cadillac User Experience (CUE) infotainment system. This includes an 8-inch touchscreen that supports Apple CarPlay and Android Auto.
The Premium Luxury trim adds several driver-assistance features, a hands-free power liftgate, and opens up the ability to select additional options packages. The Sport trim adds a number of unique interior and exterior styling elements, as well as upgraded front seats with bolsters and lumbar adjustment. Options on the XT4 include wireless device charging, a rear-seat entertainment system, and a 13-speaker Bose premium audio system.
No matter which trim you select, the XT4 comes equipped with a 2.0-liter four-cylinder engine. It produces 237 horsepower and 258 pound-feet of torque. Power is sent through a nine-speed automatic transmission to the front wheels or all four. The front-wheel-drive (FWD) XT4 returns an EPA-estimated 24 mpg city, 30 mpg highway, and 26 mpg combined. The all-wheel-drive (AWD) XT4 returns 22 mpg city, 29 mpg highway, and 24 mpg combined.
The XT4 comes equipped with safety features such as forward-collision warning, automatic emergency braking, and rear parking sensors. It also comes with the Safety Alert Seat and the Teen Driver system, which allows owners to set speed and volume limits for the second set of keys. Available safety features include adaptive cruise control, lane-departure warning, blind-spot monitoring, front-and-rear parking sensors, and a head-up display, to name a few.
Base MSRP for the 2021 Cadillac XT4 is $35,795. The Premium Luxury trim starts at $39,795, and the range-topping Sport starts at $39,995. The XT4 is backed by a four-year/50,000-mile basic warranty and a six-year/70,000-mile powertrain warranty.
*CarGurus meticulously monitors the prices of millions of pre-owned vehicle listings, offering users precise and up-to-date market insights. Historical pricing data excludes any additional dealer fees as of May 3, 2026.
4.8 Overall rating
Filter by rating
G T
Reviewed a 2021 Cadillac Premium Luxury FWD on Dec 1, 2022
Great features, good value. I would compare it to a BMW.
Anonymous
Reviewed a 2021 Cadillac XT4 on May 10, 2022
It has so many great features, yet easy to learn them. Comfortable, quiet and mine has a sun/moon roof! Yay!
PJ P
Reviewed a 2021 Cadillac XT4 on Feb 21, 2024
Smooth ride, fairly quiet, love love love the heated steering wheel!
Anonymous
Reviewed a 2021 Cadillac XT4 on Nov 3, 2021
Would like better cameras. My 2019 has way more cameras. But otherwise its the perfect car for me!
2021 Cadillac XT4 Trims
| Trim type | MSRP |
|---|---|
| Luxury FWD | $35,795 |
| Premium Luxury AWD | $42,295 |
| Luxury AWD | $38,295 |
| Sport FWD | $39,995 |
| Premium Luxury FWD | $39,795 |
| Sport AWD | $42,495 |
*CarGurus meticulously monitors the prices of millions of pre-owned vehicle listings, offering users precise and up-to-date market insights. Historical pricing data excludes any additional dealer fees as of May 3, 2026.
2021 Cadillac XT4 Price Trends
CarGurus tracks the prices of millions of used car listings every year. See how the average price of 2021 Cadillac XT4 prices has changed over time.
See more price trends2021 Cadillac XT4 Pricing Analysis: Toledo, OH Market Report
Pricing by Nearby Locations
Market Area: Toledo, OH
Key Insights
- Lowest Prices in Jackson, MI: The city offers the most competitive average price at $21,654, indicating a potentially higher inventory or lower demand.
- Highest Prices in Marion, OH: With an average price of $25,911, this market may reflect a premium for available inventory or a different buyer demographic.
- Inventory Variation: Cities like Ann Arbor (69 listings) and Detroit (67 listings) show a healthy inventory, suggesting stable pricing around the regional average.
City-Level Pricing
| City | Total Listings | Avg Price |
|---|---|---|
| Marion, OH | 62 | $25,911 |
| Howell, MI | 65 | $21,860 |
| Jackson, MI | 54 | $21,654 |
| Detroit, MI | 67 | $21,975 |
| Ann Arbor, MI | 69 | $22,184 |
| Lansing, MI | 53 | $21,477 |
| Mansfield, OH | 49 | $23,995 |
| Lake Orion, MI | 67 | $21,476 |
Pricing by Trim Packages
Key Insights
- AWD Trims Lead Inventory: The Premium Luxury AWD (67 listings) and Sport AWD (68 listings) are the most available trims, indicating strong demand for all-wheel-drive options.
- Price Range Across Trims: The Luxury FWD ($35,795 MSRP) is the most affordable trim, while the Sport AWD ($42,495 MSRP) represents the higher end, showcasing a significant price spread of ~18.7%.
- Feature-Rich Premium Trims: Higher trims like Sport AWD and Premium Luxury AWD offer extensive features, justifying their price points and appealing to buyers seeking luxury and performance.
Trim-Level Details
| Trim | Listings | MSRP | Drivetrain | Engine |
|---|---|---|---|---|
| Premium Luxury FWD | 32 | $39,795 | FWD | 2.0L 237 hp I4 |
| Premium Luxury AWD | 67 | $42,295 | 4X4 | 2.0L 237 hp I4 |
| Sport AWD | 68 | $42,495 | 4X4 | 2.0L 237 hp I4 |
| Sport FWD | 23 | $39,995 | FWD | 2.0L 237 hp I4 |
| Luxury FWD | 18 | $35,795 | FWD | 2.0L 237 hp I4 |
| Luxury AWD | 18 | $38,295 | 4X4 | 2.0L 237 hp I4 |
Pricing Analysis by Model Year
Key Insights
- Newer Models Retain Value: The 2025 Cadillac XT4 is priced at $34,898, which is about −14.0% below its MSRP, indicating a strong demand for newer models.
- Significant Depreciation for Older Models: The 2019 model shows a steep decline, priced at −48.3% below its original MSRP, reflecting typical depreciation trends.
- Best Value in Recent Years: The 2023 model offers a balance of price and features, with a current average price of $29,013, representing a −20.0% depreciation.
Model Year Pricing
| Model Year | Original MSRP | Avg Price | Price vs MSRP |
|---|---|---|---|
| 2025 | $40,795 | $34,898 | -14.0% |
| 2024 | $37,895 | $34,049 | -10.0% |
| 2023 | $36,295 | $29,013 | -20.0% |
| 2020 | $35,695 | $21,362 | -40.1% |
| 2019 | $34,795 | $17,997 | -48.3% |
These recommendations are based on CarGurus' proprietary market data from September 10, 2026, CarGurus experts' opinions, and generative AI.
*CarGurus meticulously monitors the prices of millions of pre-owned vehicle listings, offering users precise and up-to-date market insights. Historical pricing data excludes any additional dealer fees as of May 3, 2026.
How much does the 2021 Cadillac XT4 cost?
| Metric | Value |
|---|---|
| Current Average Price | $22,341 |
| Year-Round Low | $22,172 |
| Year-Round High | $25,058 |
| Average Price a Year Ago | $25,043 |
| Change vs. Last Year | −10.79% |
Prices have softened 10.79% compared to this time last year, making it a favorable time to shop this model year.
There are 704 listings available, which gives you a solid amount of inventory to compare.
Is the 2021 Cadillac XT4 a good car?
Yes — the 4.75/5 user rating suggests you should feel confident considering it if you want a well-liked used SUV. That score points to strong owner satisfaction, which can matter when you’re comparing similar premium compact SUVs. With 31.3% of listings marked as good or great deals, you have room to shop selectively.
Is the 2021 Cadillac XT4 reliable?
Owners rate it 4.75/5, a strong signal of long-term satisfaction.
For used buyers, that kind of feedback suggests the XT4 can be a reasonable ownership bet if you choose carefully and verify condition before you commit.
What should I look for when buying a used 2021 Cadillac XT4?
At 74.9% accident-free, a meaningful share of listings has prior incidents — history verification is especially important.
You should run a vehicle history report on any promising listing and prioritize cars with clean records. A pre-purchase inspection is especially useful here, since condition can vary even among similarly priced examples. Focus on signs of prior repair quality, maintenance consistency, and overall wear before you decide.
Is now a good time to buy a used 2021 Cadillac XT4?
This looks like a moderate market, so you can shop with some leverage if you stay selective.
- Deal availability: 31.3% of listings are priced as good or great deals.
- Inventory: There are 704 listings available.
- Price trend: Prices have softened 10.79% compared with last year.
- Clean inventory: 74.9% of listings are accident-free.
If you find a listing below $22,172, that's toward the low end of the year-round range and worth acting on quickly.
What is the 2021 Cadillac XT4's resale value?
The current average of $22,341 sits slightly below last year's $25,043.
That decline suggests the XT4 has become more affordable for buyers, but it also means a future seller may face a softer pricing environment than before. If you buy at a strong price and keep the vehicle in good condition, you can help protect your eventual trade-in or private-sale value. Demand should remain steadier for well-kept examples with clean history and strong ownership appeal.
Vehicles with strong owner satisfaction ratings, like this model year's 4.75/5, tend to retain buyer demand, which supports resale value over time.
Should I buy a 2021 Cadillac XT4 or consider a different year?
If you're weighing the 2021 against nearby model years, here's how to think about it:
Choose the 2021 if:
- 31.3% of listings are priced as good or great deals.
- At 74.9% accident-free, a meaningful share of listings has prior incidents — history verification is especially important.
- Price trend: Prices have softened 10.79% compared with last year.
- Owners rate it 4.75/5 — a strong satisfaction signal.
Consider the 2020 if:
- At $20,278, the 2020 costs less than the current year's $22,341 average.
- It offers approachable premium style with easy-to-use tech.
The bottom line: If you want the newer model year and are comfortable shopping carefully, the 2021 is the better primary choice. If your priority is saving money up front, the 2020 is the smarter secondary path because it undercuts the current year's average price while still offering a similar overall appeal.
These recommendations are based on CarGurus' proprietary market data from September 11, 2026, CarGurus experts' opinions, and generative AI.
*CarGurus meticulously monitors the prices of millions of pre-owned vehicle listings, offering users precise and up-to-date market insights. Historical pricing data excludes any additional dealer fees as of May 3, 2026.
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2025 Cadillac XT4 Pricing, Specs, and Release Date
The 2025 Cadillac XT4 marks the end of the line for what has been the brand's most affordable SUV model. Two trims are available, priced from the low $40,000s and equipped with a standard Active Safety Package and 235 turbocharged horsepower.
Who Makes Cadillac Cars?
Cadillac is an American premium vehicle brand that is the luxury division of General Motors. Cadillac produces sedans, crossovers, and SUVs with conventional and electric powertrains.
