Used 2020 Volvo XC40 for Sale near Missouri

How much does the 2020 Volvo XC40 cost?

Prices have softened 8.85% compared to this time last year, making it a favorable time to shop this model year.

There are 488 listings available, which gives you a meaningful amount of inventory to compare.

Is the 2020 Volvo XC40 a good car?

Yes — the 2020 Volvo XC40 earns a 4.6/5 user rating, which points to strong owner satisfaction. Owners consistently praise its reliability, safety, and comfort, and many also like the fun driving experience and unique features. That lines up well with its compact luxury-SUV practicality, premium cabin, and strong safety focus, especially if you want a stylish small crossover with useful everyday space. With 38.1% of listings marked as good or great deals, you have some room to shop selectively.

Is the 2020 Volvo XC40 reliable?

Owners rate it 4.6/5, a strong signal of long-term satisfaction.

The owner feedback specifically highlights reliability, and it also reinforces the XC40’s safety and comfort. That combination suggests you can approach used examples with confidence, especially if the vehicle has been maintained well and shows no signs of neglect. For used buyers, the main long-term ownership risk is less about the model’s reputation and more about how carefully a specific example was cared for.

What should I look for when buying a used 2020 Volvo XC40?

Accident-free inventory is solid at 79.9% — always verify the vehicle history report.

You should start with a history report to confirm accident status, title history, and service records. Then prioritize a thorough inspection of the rear visibility area, interior controls, and back-seat comfort, since those are the most commonly noted tradeoffs. It also makes sense to focus on overall condition and maintenance quality, because a well-kept example is the best way to reduce surprises after purchase.

Is now a good time to buy a used 2020 Volvo XC40?

This is a moderate market, so you can shop carefully without feeling rushed.

• Deal availability: 38.1% of listings are priced as good or great deals.
• Inventory: There are 488 listings available.
• Price trend: Prices have softened 8.85% compared with last year.
• Clean inventory: 79.9% of listings are accident-free.

If you find a listing below $20,586, that's toward the low end of the year-round range and worth acting on quickly.

What is the 2020 Volvo XC40's resale value?

The current average of $20,707 sits slightly below last year's $22,718.

That price movement suggests the XC40 has become more accessible to buyers, which can help you if you're shopping now. For a future seller, it also means you should expect resale value to depend heavily on condition, mileage, and how well the vehicle has been maintained. A clean history and strong presentation matter more when the market has already moved down from prior-year levels.

Vehicles with strong owner satisfaction ratings, like this model year's 4.6/5, tend to retain buyer demand, which supports resale value over time.

Should I buy a 2020 Volvo XC40 or consider a different year?

If you're weighing the 2020 against nearby model years, here's how to think about it:

Choose the 2020 if:

• 38.1% of listings are priced as good or great deals.
• Accident-free inventory is solid at 79.9% — always verify the vehicle history report.
• Price trend: Prices have softened 8.85% compared with last year.
• Owners rate it 4.6/5 — a strong satisfaction signal.

Consider the 2019 if:

• At $18,848, the 2019 costs less than the current year's $20,707 average.
• It offers upscale Volvo style and advanced tech in a more affordable package.

Consider the 2021 if:

• At $22,193, the 2021 costs more than the current year's $20,707 average.
• It adds an all-electric Recharge option with updated software and driver-assist tech.

The bottom line: The 2020 is the best all-around choice if you want the strongest balance of price, owner satisfaction, and available inventory. If your priority is saving money, the 2019 is the better value play. If you want newer tech or are interested in the electric direction of the lineup, the 2021 is worth a look, but you should expect to pay more.

These recommendations are based on CarGurus' proprietary market data from September 29, 2026, CarGurus experts' opinions, and generative AI.