Used Kia Optima for Sale Under $20,000 NearWaterloo, IA
111 vehicles found
Shop with transparent pricing.
Only show listings that include dealer fees- Year:
- 2020
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 245 hp 2L I4
- Exterior color:
- Ebony Black
- Combined gas mileage:
- 25 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 119,001
- Stock #:
- LG443951SV
- VIN:
- 5XXGW4L22LG443951
Sponsored by Ramsey Subaru
2020 Kia Optima
SX Turbo FWD
119,001 mi
Urbandale, IA
94 mi away
Fair Deal
$14,156
- Year:
- 2017
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Ebony Black
- Combined gas mileage:
- 29 MPG
- Fuel type:
- Gasoline
- Interior color:
- Brown (Beige)
- Transmission:
- Automatic
- Mileage:
- 39,390
- Stock #:
- A5310A
- VIN:
- 5XXGT4L33HG154716
Sponsored Listing
2017 Kia Optima
LX
39,390 mi
Iowa City, IA
71 mi away
Fair Deal
$16,169
- Year:
- 2019
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 245 hp 2L I4
- Exterior color:
- Black
- Combined gas mileage:
- 25 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 99,544
- Stock #:
- RO6183
- VIN:
- 5XXGW4L24KG301194
New arrival
2019 Kia Optima
SX Turbo FWD
99,544 mi
Home delivery from Harrisonville, MO
Price includes $287 shipping
Good Deal
$13,736
- Year:
- 2020
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Transmission:
- 6-Speed Automatic
- Mileage:
- 87,025
- Stock #:
- RT10101
- VIN:
- 5XXGT4L31LG381573
New arrival
2020 Kia Optima
LX FWD
87,025 mi
Home delivery from Fredericksburg, VA
Price includes $1,250 shipping
Good Deal
$12,940
- Year:
- 2019
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Sparkling Silver
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 118,288
- Stock #:
- EAG3441
- VIN:
- 5XXGT4L32KG345227
New arrival
2019 Kia Optima
LX FWD
118,288 mi
Home delivery from Fredericksburg, VA
Price includes $1,240 shipping
Great Deal
$9,017
- Year:
- 2016
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 245 hp 2L I4
- Exterior color:
- Ebony Black
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 124,651
- Stock #:
- 11534
- VIN:
- 5XXGW4L29GG050082
2016 Kia Optima
SX Turbo
124,651 mi
Des Moines, IA
87 mi away
Great Deal
$7,771
- Year:
- 2020
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 245 hp 2L I4
- Exterior color:
- Ebony Black
- Combined gas mileage:
- 25 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 119,001
- Stock #:
- LG443951SV
- VIN:
- 5XXGW4L22LG443951
2020 Kia Optima
SX Turbo FWD
119,001 mi
Urbandale, IA
94 mi away
Fair Deal
$14,156
- Year:
- 2020
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Black
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 92,559
- Stock #:
- 29218052
- VIN:
- 5XXGT4L36LG438723
New arrival
2020 Kia Optima
92,559 mi
Store transfer to Urbandale, IA
Price includes $1,299 shipping
Fair Deal
$16,297
- Year:
- 2015
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 192 hp 2.4L I4
- Exterior color:
- Smokey Blue
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Gray
- Transmission:
- 6-Speed Automatic
- Mileage:
- 64,752
- Stock #:
- 19945
- VIN:
- 5XXGN4A71FG410493
Price drop
-$1,500
2015 Kia Optima
EX
64,752 mi
Home delivery from Harrisonville, MO
Price includes $502 shipping
Good Deal
$12,601
$11,101
- Year:
- 2018
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Red
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Transmission:
- Automatic
- Mileage:
- 88,499
- Stock #:
- JG195035
- VIN:
- 5XXGT4L30JG195035
New arrival
2018 Kia Optima
S
88,499 mi
Home delivery from Savanna, IL
Price includes $234 shipping
Good Deal
$12,042
- Year:
- 2018
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- White
- Combined gas mileage:
- 29 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 133,989
- Stock #:
- Z6861
- VIN:
- 5XXGT4L37JG248362
Price drop
-$300
2018 Kia Optima
LX
133,989 mi
Home delivery from Florence, KY
Price includes $938 shipping
Great Deal
$7,425
$7,125
- Year:
- 2017
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Silver
- Combined gas mileage:
- 29 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 103,664
- Stock #:
- 139008
- VIN:
- 5XXGT4L30HG139008
2017 Kia Optima
LX
103,664 mi
Waterloo, IA
3 mi away
Fair Deal
$9,979
- Year:
- 2020
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 245 hp 2L I4
- Exterior color:
- White
- Combined gas mileage:
- 25 MPG
- Fuel type:
- Gasoline
- Interior color:
- Red
- Transmission:
- 6-Speed Automatic
- Mileage:
- 116,423
- Stock #:
- J2696
- VIN:
- 5XXGW4L29LG410476
2020 Kia Optima
SX Turbo FWD
116,423 mi
Home delivery from Chicago Heights, IL
Price includes $254 shipping
Great Deal
$11,627
- Year:
- 2015
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 274 hp 2L I4
- Exterior color:
- Snow White Pearl
- Combined gas mileage:
- 25 MPG
- Fuel type:
- Gasoline
- Interior color:
- Brown (Beige)
- Transmission:
- 6-Speed Automatic
- Mileage:
- 102,358
- Stock #:
- 10395A
- VIN:
- 5XXGR4A60FG470339
New arrival
2015 Kia Optima
SXL Turbo
102,358 mi
Home delivery from Johnson Creek, WI
Free home delivery
Fair Deal
$11,978
- Year:
- 2017
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Ebony Black
- Combined gas mileage:
- 29 MPG
- Fuel type:
- Gasoline
- Interior color:
- Brown (Beige)
- Transmission:
- Automatic
- Mileage:
- 39,390
- Stock #:
- A5310A
- VIN:
- 5XXGT4L33HG154716
2017 Kia Optima
LX
39,390 mi
Iowa City, IA
71 mi away
Fair Deal
$16,169
- Year:
- 2019
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- White
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 76,410
- Stock #:
- G350174
- VIN:
- 5XXGT4L3XKG350174
2019 Kia Optima
LX FWD
76,410 mi
Home delivery from Houston, TX
Price includes $1,353 shipping
Good Deal
$12,575
- Year:
- 2016
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 245 hp 2L I4
- Exterior color:
- Black
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 128,870
- Stock #:
- 16A5000
- VIN:
- 5XXGV4L24GG032656
Price drop
-$1,027
2016 Kia Optima
SXL Turbo
128,870 mi
Home delivery from Chillicothe, MO
Free home delivery
Fair Deal
$11,558
$10,531
- Year:
- 2020
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Red
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 91,371
- Stock #:
- GFN403084
- VIN:
- 5XXGT4L3XLG403084
2020 Kia Optima
LX FWD
91,371 mi
Home delivery from Lynnwood, WA
Price includes $1,046 shipping
Good Deal
$11,545
- Year:
- 2020
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- White
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 70,393
- Stock #:
- 429851
- VIN:
- 5XXGT4L33LG429851
2020 Kia Optima
70,393 mi
Home delivery from Garner, NC
Price includes $2,188 shipping
Good Deal
$16,886
- Year:
- 2016
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 245 hp 2L I4
- Exterior color:
- Titanium Gray
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 84,026
- Stock #:
- 11537
- VIN:
- 5XXGV4L24GG051224
2016 Kia Optima
SXL Turbo
84,026 mi
Des Moines, IA
87 mi away
Fair Deal
$13,972
- Year:
- 2019
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Red
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 146,153
- Stock #:
- 357013
- VIN:
- 5XXGT4L3XKG357013
2019 Kia Optima
S FWD
146,153 mi
Home delivery from Orlando, FL
Price includes $1,716 shipping
Fair Deal
$10,241
- Year:
- 2009
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 175 hp 2.4L I4
- Exterior color:
- Gray
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Brown (Tan)
- Transmission:
- Automatic
- Mileage:
- 68,484
- Stock #:
- 6377
- VIN:
- KNAGE228195302344
2009 Kia Optima
LX
68,484 mi
Center Point, IA
35 mi away
Fair Deal
$6,645
- Year:
- 2015
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 274 hp 2L I4
- Exterior color:
- Snow White Pearl
- Combined gas mileage:
- 25 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 81,053
- Stock #:
- 26280A
- VIN:
- 5XXGR4A68FG475823
2015 Kia Optima
SXL Turbo
81,053 mi
Home delivery from Topeka, KS
Price includes $295 shipping
Fair Deal
$14,375
- Year:
- 2017
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Blue
- Combined gas mileage:
- 29 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 64,991
- Stock #:
- 123341
- VIN:
- 5XXGT4L37HG123341
Price drop
-$1,000
2017 Kia Optima
LX
64,991 mi
Home delivery from Tampa, FL
Price includes $1,141 shipping
Good Deal
$13,621
$12,621
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