Used Kia Optima for Sale Under $20,000 NearWaterloo, IA
120 vehicles found
Shop with transparent pricing.
Only show listings that include dealer fees- Year:
- 2020
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Snow White Pearl
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 92,118
- Stock #:
- 25079
- VIN:
- 5XXGT4L34LG424593
Sponsored Listing
2020 Kia Optima
LX FWD
92,118 mi
Cedar Rapids, IA
49 mi away
Fair Deal
$14,160
- Year:
- 2018
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Snow White Pearl
- Combined gas mileage:
- 29 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 144,718
- Stock #:
- 4U26104A
- VIN:
- 5XXGU4L31JG209702
New arrival
Sponsored Listing
2018 Kia Optima
EX
144,718 mi
Boscobel, WI
94 mi away
Good Deal
$8,296
- Year:
- 2018
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- White
- Combined gas mileage:
- 29 MPG
- Fuel type:
- Gasoline
- Transmission:
- 6-Speed Automatic
- Mileage:
- 79,128
- Stock #:
- P8054
- VIN:
- 5XXGT4L31JG201151
New arrival
Sponsored Listing
2018 Kia Optima
LX
79,128 mi
Des Moines, IA
87 mi away
Fair Deal
$13,175
- Year:
- 2018
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Snow White Pearl
- Combined gas mileage:
- 29 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 144,718
- Stock #:
- 4U26104A
- VIN:
- 5XXGU4L31JG209702
New arrival
2018 Kia Optima
EX
144,718 mi
Boscobel, WI
94 mi away
Good Deal
$8,296
- Year:
- 2018
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- White
- Combined gas mileage:
- 29 MPG
- Fuel type:
- Gasoline
- Transmission:
- 6-Speed Automatic
- Mileage:
- 79,128
- Stock #:
- P8054
- VIN:
- 5XXGT4L31JG201151
New arrival
2018 Kia Optima
LX
79,128 mi
Des Moines, IA
87 mi away
Fair Deal
$13,175
- Year:
- 2020
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Gravity Gray
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 68,287
- Stock #:
- 6002278
- VIN:
- 5XXGT4L38LG452297
2020 Kia Optima
LX FWD
68,287 mi
Home delivery from St Joseph, MO
Free home delivery
Good Deal
$13,799
- Year:
- 2019
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 245 hp 2L I4
- Exterior color:
- Black
- Combined gas mileage:
- 25 MPG
- Fuel type:
- Gasoline
- Interior color:
- Red
- Transmission:
- Automatic
- Mileage:
- 99,415
- Stock #:
- 334578
- VIN:
- 5XXGW4L20KG334578
Price drop
-$576
2019 Kia Optima
SX Turbo FWD
99,415 mi
Home delivery from Comstock Park, MI
Price includes $340 shipping
Good Deal
$14,195
$13,619
- Year:
- 2019
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Exterior color:
- White
- Transmission:
- 7-Speed Dual Clutch
- Mileage:
- 81,222
- Stock #:
- 331288
- VIN:
- 5XXGU4L12KG331288
2019 Kia Optima
EX FWD
81,222 mi
Home delivery from McAllen, TX
Price includes $1,173 shipping
Good Deal
$16,348
- Year:
- 2020
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Snow White Pearl
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 92,118
- Stock #:
- 25079
- VIN:
- 5XXGT4L34LG424593
2020 Kia Optima
LX FWD
92,118 mi
Cedar Rapids, IA
49 mi away
Fair Deal
$14,160
- Year:
- 2016
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 245 hp 2L I4
- Exterior color:
- Ebony Black
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 124,253
- Stock #:
- 11534
- VIN:
- 5XXGW4L29GG050082
2016 Kia Optima
SX Turbo
124,253 mi
Des Moines, IA
87 mi away
Great Deal
$7,771
- Year:
- 2015
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 192 hp 2.4L I4
- Exterior color:
- Black
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Gray
- Transmission:
- Automatic
- Mileage:
- 111,086
- Stock #:
- 111086
- VIN:
- KNAGM4A70F5653037
2015 Kia Optima
LX
111,086 mi
Home delivery from Macomb, IL
Price includes $250 shipping
Great Deal
$7,626
- Year:
- 2017
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Silver
- Combined gas mileage:
- 29 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 103,664
- Stock #:
- 139008
- VIN:
- 5XXGT4L30HG139008
2017 Kia Optima
LX
103,664 mi
Waterloo, IA
3 mi away
Fair Deal
$10,079
- Year:
- 2017
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Silky Silver
- Combined gas mileage:
- 29 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 80,417
- Stock #:
- 167322
- VIN:
- 5XXGT4L33HG167322
2017 Kia Optima
LX
80,417 mi
Home delivery from Webster, WI
Price includes $468 shipping
Great Deal
$9,062
- Year:
- 2014
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 192 hp 2.4L I4
- Exterior color:
- Ebony Black
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Gray
- Transmission:
- Automatic
- Mileage:
- 126,581
- Stock #:
- M24017X
- VIN:
- 5XXGN4A71EG324017
New arrival
2014 Kia Optima
EX
126,581 mi
Des Moines, IA
88 mi away
Good Deal
$8,175
- Year:
- 2016
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 245 hp 2L I4
- Exterior color:
- Titanium Gray
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 84,026
- Stock #:
- 11537
- VIN:
- 5XXGV4L24GG051224
2016 Kia Optima
SXL Turbo
84,026 mi
Des Moines, IA
87 mi away
Fair Deal
$13,991
- Year:
- 2017
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Gray (Platinum Graphite)
- Combined gas mileage:
- 29 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 78,112
- Stock #:
- HG166148
- VIN:
- 5XXGT4L38HG166148
New arrival
2017 Kia Optima
LX
78,112 mi
Home delivery from Columbia, MO
Price includes $720 shipping
Fair Deal
$12,307
- Year:
- 2019
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 245 hp 2L I4
- Exterior color:
- White
- Combined gas mileage:
- 25 MPG
- Fuel type:
- Gasoline
- Mileage:
- 49,895
- Stock #:
- 26054
- VIN:
- 5XXGV4L29KG341791
2019 Kia Optima
SX Turbo FWD
49,895 mi
Home delivery from Hudson, FL
Free home delivery
Good Deal
$17,984
- Year:
- 2019
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Red
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 146,153
- Stock #:
- 357013
- VIN:
- 5XXGT4L3XKG357013
2019 Kia Optima
S FWD
146,153 mi
Home delivery from Orlando, FL
Price includes $1,716 shipping
Fair Deal
$10,801
- Year:
- 2020
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Gravity Gray (kdg)
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (wk)
- Transmission:
- 6-Speed Automatic
- Mileage:
- 107,220
- Stock #:
- 16994A
- VIN:
- 5XXGT4L39LG404811
2020 Kia Optima
S FWD
107,220 mi
Home delivery from Raleigh, NC
Price includes $1,304 shipping
Good Deal
$13,292
- Year:
- 2019
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- White
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 84,422
- Stock #:
- 285246
- VIN:
- 5XXGT4L31KG285246
New arrival
2019 Kia Optima
S FWD
84,422 mi
Home delivery from Lehi, UT
Price includes $1,370 shipping
Fair Deal
$14,854
- Year:
- 2020
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Snow White Pearl
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 143,365
- Stock #:
- S45826Z
- VIN:
- 5XXGT4L37LG445826
2020 Kia Optima
LX FWD
143,365 mi
Des Moines, IA
90 mi away
Fair Deal
$10,175
- Year:
- 2019
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Red (Burgundy)
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 72,271
- Stock #:
- 360118
- VIN:
- 5XXGT4L36KG360118
2019 Kia Optima
LX FWD
72,271 mi
Home delivery from Winter Haven, FL
Price includes $1,743 shipping
Good Deal
$14,141
- Year:
- 2018
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Ebony Black
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 102,795
- Stock #:
- 10301
- VIN:
- 5XXGT4L35JG238686
2018 Kia Optima
S
102,795 mi
Home delivery from Warminster, PA
Price includes $908 shipping
Fair Deal
$11,384
- Year:
- 2018
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Black
- Combined gas mileage:
- 29 MPG
- Fuel type:
- Gasoline
- Interior color:
- Brown (Beige)
- Transmission:
- 6-Speed Automatic
- Mileage:
- 132,397
- Stock #:
- NEW270035
- VIN:
- 5XXGT4L33JG270035
2018 Kia Optima
LX
132,397 mi
Home delivery from Orlando, FL
Price includes $2,294 shipping
Fair Deal
$9,893
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