How does monthly payment works?
I have been offered a $xxx down and Monthly payments for the remaining
amount from one of the buyer. I am not sure How does that work with
Carguru? Is there any guarantee that I will receive my monthly payments?
Tell them to pay full price and to get a loan if needed. Never accept payments from a stranger (or a friend). The down payment will probably be the last time you get money from them.
I bet you owe more on the car than it is worth.
You are NOT a bank. Never offer payments to anyone.
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