I am financing a 2014 Hyundai Accent, I'm a 66 yr old woman, and was taken to the cleaners. I am making payments of $295 a month. Any chance I can trade this for a car with a lower monthly payment..even if the car is older???

Shop around and see but you may owe more on the car than it is worth. If you paid too much I can pretty much guarantee that buying another car will make your situation worse, not better.

Sell your car, change paymnt plan to new owner. Find fleet sale dealerships of car rental companies like Avis, Budget, Hertz. Buy from them. Check with your bank on car loan interest rate. Exc. cars.