1st time buyer credit score 740

Asked by Jun 15, 2016 at 10:31 PM about the 2014 Honda CR-V EX-L w/ DVD AWD

Question type: Shopping & Pricing

Im a 1st time auto buyer with a credit score transunion & equifax 746  , experian 732. will I be able to get a car with out a co-signer

2 Answers

140

Short answer, maybe. Banks look at more than just your credit score including your previous high credit, debt to income ratio, job history etc. The only way to find out is to go try and buy a car. That said, stay within a reasonable budget to increase your chances of getting approved.

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