with high down payment is cosigner needed

Asked by Sam Feb 04, 2017 at 03:57 PM about the 2014 RAM 1500 SLT Quad Cab 4WD

Question type: Shopping & Pricing

My son wants to get a truck at list price of 25k, if he puts a $10-15,000 down
payment, will he need a cosigner for the remainder of the balance?

1 Answer


It depends on how much he gets approved for. If he has a large credit limit, I'd put a minimum down payment, then (as above suggested) put the extra cash into multiple large monthly payments. Looks great on your credit and helps with saving on interest.

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