Lease or Buy

Asked by Apr 10, 2017 at 02:44 PM about the 2014 BMW 3 Series 328i Sedan RWD

Question type: Shopping & Pricing

It appears to me that if I leased a car with $10,000 down, at 200 a month
for 3 years, and chose to do the same with 2 more cars each time the cars
lease is up, I'm paying $103,200  to lease a (3) car for 9 years.
Example:  I can buy a $30,000 car and even if in 9 years I have $10,000
worth of work done on it, it's still cheaper to buy.   
Your thoughts please

6 Answers


You are wise to crunch the numbers. Leasing can work if you don't drive much and can keep the car in pristine condition.

1 of 1 people found this helpful.

Financially how does it work best?


So if you lease a car for 3 years = $17200 for one year, x (3)times = $51,600. vs $40000 if you bought it and repaired. Plus you own the car and it's worth something still. Like FOR mentioned, it depends on if you want the latest and greatest or affordable transportation.


Best for me might not be so good for you. It all depends on your needs. If you don't know how to calculate the costs an accountant might be able to help you out.


Essentially when you lease you're renting someone else's car. There's restrictions and it must be kept in almost new condition. You're also not covered by The Lemon Law (a lot of people don't know that) because you're not the original OWNER! You'll always have a car payment and if you do get unlucky enough to get a lemon you're stuck with it!! When you buy a car it's yours. You can drive it as much as you want, beat it up, or whatever you like to or with it because it's yours! You can keep it for 3 years or 30 years if you want, without a payment. I bought my '93 Chevy Caprice brand new and had it for 19 years. I had no car payment from 1998 until I bought my '08 Mercury Grand Marquis in 2012. I still have the Mercury, it's paid for, and I'm enjoying not having a car payment again and an excellent running car. Personally I like buying. HTH. -Jim

2 of 2 people found this helpful.

I'm a guy that likes to drive a fairly new car, so I lease. Always covered by warranty (no worries) and if you take reasonable care of it there will be no extra charges when you turn it in. Tires are the only thing you may have to replace. Cheaper than buying a new car every three years.

1 of 1 people found this helpful.

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