Poor credit a few late payments excellent job can I possibly get the car that I want with good payments?

Asked by Mar 15, 2017 at 09:21 PM about the 2013 Jeep Wrangler Sport

Question type: Car Selling & Trading In

I'm driving a basic Honda I'm like 11,000 in but I want a new car. The amount
of my car payment I should be able to drive a better car that I'm driving I have
a great job but because I started a new job last year my pay period
changedso it caused an issue with my rent and other bills which made a few
payments late just want to see what my options are

3 Answers

108,165

You can, I would try a finance company, credit unions, see what the Dealer of the car you want to buy has to offer.

50,785

It will take time to clean up your credit. Drive what you have now and make all the payments on time and your credit will slowly get better.

355

If your car payments weren't more than 30 days late, there should be no issues on your credit history for them, as banks will only begin reporting delinquencies after 30 days. You can now get a free copy of your credit report with most banks or credit card companies. If the late payments are showing on your auto loan, 6-9 months of on time payments from your last reported late payment should be enough time to re-establish your ability to make your loan payments and boost your score. Local Credit Unions are a great place to start. If you have a higher interest rate on your current loan, refinancing is an option that can help to lower your payments & boost your credit score. DCU offers refinance and pre-approvals online and can help give you an idea of what you could qualify for.

Your Answer

Wrangler

Looking for a Used Wrangler in your area?

CarGurus has 15,725 nationwide Wrangler listings starting at $2,997.

ZIP:
Get More Money for Your Car
Be seen by 20 million shoppers. Create Your Free Listing

Jeep Wrangler Experts

  • #1
    tennisshoes
    Reputation
    410
  • #2
    Tom Demyan
    Reputation
    380
  • #3
    Mathew Wooldridge
    Reputation
    350
View All

Related Models For Sale

Used Jeep Wrangler Unlimited
284 Great Deals out of 40,560 listings starting at $9,995
Used Jeep Grand Cherokee
872 Great Deals out of 70,866 listings starting at $995
Used Jeep Cherokee
369 Great Deals out of 40,996 listings starting at $1,500
Used Ford Mustang
744 Great Deals out of 42,182 listings starting at $1,300
Used Ford F-150
2,121 Great Deals out of 181,534 listings starting at $1,000
Used Toyota Tacoma
562 Great Deals out of 41,710 listings starting at $2,999
Used Chevrolet Silverado 1500
2,136 Great Deals out of 181,503 listings starting at $1,898
Used Chevrolet Camaro
418 Great Deals out of 31,676 listings starting at $2,395
Used Toyota 4Runner
249 Great Deals out of 21,419 listings starting at $2,300
Used Jeep Liberty
240 Great Deals out of 7,197 listings starting at $990
Used Dodge Challenger
248 Great Deals out of 21,183 listings starting at $6,999
Used Jeep Patriot
333 Great Deals out of 15,463 listings starting at $2,395
Used Dodge Charger
419 Great Deals out of 27,620 listings starting at $1,650
Used Chevrolet Corvette
243 Great Deals out of 22,068 listings starting at $2,500

Used Cars For Sale

2017 Jeep Wrangler Sport For Sale
3,635 listings starting at $23,651
2016 Jeep Wrangler Sport For Sale
5 Great Deals out of 420 listings starting at $22,995
2015 Jeep Wrangler Sport For Sale
14 Great Deals out of 562 listings starting at $18,950
2014 Jeep Wrangler Sport For Sale
19 Great Deals out of 451 listings starting at $17,000
2013 Jeep Wrangler Sport For Sale
15 Great Deals out of 380 listings starting at $16,995

Content submitted by Users is not endorsed by CarGurus, does not express the opinions of CarGurus, and should not be considered reviewed, screened, or approved by CarGurus. Please refer to CarGurus Terms of Use.