Hi. I need to buy a car, but my crdit is damaged. If i give a good downpayment, will I be able to buy a car?

Asked by Dec 29, 2013 at 11:48 PM about the 2013 Dodge Avenger SE

Question type: Shopping & Pricing

Hi. I am looking for a car between $10000.00 to $13000.00. I need to finance, but my credit is bad. Would I be able to buy it with a good downpayment? Thanksss.

5 Answers

71,615

Depends on how bad your credit is. You'll have to pay a higher interest rate because to the lender you're a greater risk. If you're in bankruptcy or have a past repo you're best option is probably a buy here pay here place. Another thing to consider is how old are the bad credit issues? According to The Fair Credit Reporting Act these bad things can only stay on your credit report for so many years (the time period varies from state to state). After the time period has elapsed the bad items MUST be removed. If not you have the right to file suit against the reporting agencies for defamation of credit. HTH. -Jim

2 of 2 people found this helpful.
Best Answer Mark helpful
7,045

best bet is either a co-signer or buy here pay here lot, at that point the buy here pay here you pay twice what the car is usually worth, with a co-signer you would have a better chance, or face the 10% plus interest rate at a car lot

1 of 1 people found this helpful.
85

Try to stay away from a buy here pay here. They are in house financing so it will not help you credit at all. If you can afford a big down payment, I would suggest doing some heavy searching and buy a car from an individual for $3000 to $5000 cash.

1 of 1 people found this helpful.
5

yes

5

Mine and my husbands credit SUCKS! As a matter of fact, he came back (on one report), as having NO credit at all! Skopos (in Texas), financed me, with my husband co-signing. We live in Rolla, Missouri, so we went to Kingdom KIA. We got financed with $1,500 down on our debit card, and my 1986 Chevy Camaro as a $1,000 trade-in! We got a 2012 Dodge Avenger, I think it's an ES, or an SE, but not sure. So far, it's a great car and we love it! So if you can find a DEALERSHIP that uses Skopos as one of their lending companies, they should help you.

Your Answer

Avenger

Looking for a Used Avenger in your area?

CarGurus has 4,366 nationwide Avenger listings starting at $2,250.

ZIP:
Get More Money for Your Car
Be seen by 20 million shoppers. Create Your Free Listing

Dodge Avenger Experts

  • #1
    Tom Demyan
    Reputation
    770
  • #2
    Janis Jackson
    Reputation
    400
  • #3
    thedoctor
    Reputation
    370
View All

Related Models For Sale

Used Dodge Charger
364 Great Deals out of 30,302 listings starting at $2,000
Used Dodge Challenger
267 Great Deals out of 24,153 listings starting at $6,495
Used Dodge Dart
278 Great Deals out of 8,284 listings starting at $3,995
Used Chevrolet Malibu
1,052 Great Deals out of 63,780 listings starting at $880
Used Ford Mustang
566 Great Deals out of 36,557 listings starting at $1,500
Used Chrysler 200
309 Great Deals out of 16,195 listings starting at $2,995
Used Chevrolet Cruze
938 Great Deals out of 60,461 listings starting at $2,900
Used Dodge Caliber
59 Great Deals out of 2,139 listings starting at $950
Used Honda Accord
1,108 Great Deals out of 65,894 listings starting at $561
Used Chevrolet Impala
555 Great Deals out of 35,107 listings starting at $1,495
Used Ford Fusion
985 Great Deals out of 65,278 listings starting at $888
Used Nissan Altima
1,100 Great Deals out of 79,292 listings starting at $1,495
Used Chrysler 300
348 Great Deals out of 18,769 listings starting at $900
Used Honda Civic
737 Great Deals out of 65,159 listings starting at $1,350
Used Chevrolet Camaro
467 Great Deals out of 31,526 listings starting at $3,550

Used Cars For Sale

2014 Dodge Avenger SE For Sale
31 Great Deals out of 808 listings starting at $4,590
2013 Dodge Avenger SE For Sale
30 Great Deals out of 800 listings starting at $3,997
2012 Dodge Avenger SE For Sale
11 Great Deals out of 477 listings starting at $4,250

Content submitted by Users is not endorsed by CarGurus, does not express the opinions of CarGurus, and should not be considered reviewed, screened, or approved by CarGurus. Please refer to CarGurus Terms of Use.