can you get a good finance rate with bad credit score

Asked by Jul 30, 2015 at 08:33 AM about the 2012 Cadillac CTS 3.0L Luxury RWD

Question type: Shopping & Pricing

2 Answers


Not likely. Creditors will see you as a high risk and charge a higher interest rate. HTH. -Jim


Money is cheap right now (Fed is offering banks 0%), so rates are not bad, even for those with a low credit score. But it's not that simple. If your credit score is low because of medical expenses, they'll overlook that. Also, recent foreclosures are common, so they may be overlooked. But if you've been late on payments or had have had several write-offs, then you'll have a tough time getting a low interest loan.

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