where can I get loan for a car with poor credit?
I have poor credit to fair credit and in need of a car. A 2010 lincoln MKX in the price range of 18,000.00 to 20,000.00
If your score is in the 500's no bank will touch it. High 600's, maybe if you have a LOT down. Like $5k. But if you don't have that kind of money to put down, best start looking for a Honda, Toyota, Mazda, '06 or maybe up to 2009 models ....something like that and the Lincoln will be within reach after you make a year or so of payments on time, every time. There are 'Buy here pay here' or "We carry our own contracts" but still..a Lincoln is asking a lot, and you will pay obscene interest. If you have one already that you have an eye on, go ahead, contact dealer, no harm in asking. If it's a private party sale it's a bit more difficult
Your momma is a good place to start. Have her co sign the loan. If bad credit runs in the family, take the bus.
You can likely get a loan. Although the older Honda or Toyota is not a bad plan either.
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