CREDIT SCORE

Asked by Oct 29, 2015 at 11:49 AM about the 2008 Toyota 4Runner Sport V6

Question type: Shopping & Pricing

I HAVE CHECKED MY FICO CREDIT SCORE THROUGH EXPERIAN AND IT IS 635, HOW GOOD ARE MY CHANCES AT GETTING APPROVED FOR A CAR LOAN?

2 Answers

20

635 is not a bad score. Your income and credit history definitely comes into play. Credit unions usually want at least a 650 score, but with 635 a lot of banks can get you approved.

10

Should not ,,be too much of problem,,,a lot of it will depend on the negatives on your report!? If any past repo,,charge offs etc...ck your own credit report if necessary?

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