Credit check

Asked by Jun 08, 2017 at 12:50 PM about the 2007 Chevrolet Cobalt 2 Dr SS Coupe

Question type: Shopping & Pricing

Is there a minimum for credit check and can I be
approved working under the table? I would be
getting a car around 5k and pay half up front

4 Answers

264,185

Check with the dealer or bank your financing through. You need good credit in most cases. Working under the table doesn't help as there is no documented history of income.

86,115

No lender will fiance a car without a proven job history.

4,465

Ooooo, we've been upgraded to finance gurus. :) I couldn't be more pleased.

30

I have done financing with those without or poor credit. The down payment is good! You can get financing with some lenders not buy here pay here if you can prove income another way besides check stubs. You will need to provide statements sometimes showing that you have a steady flow that is in line with your income. A letter or call to your boss will be done to confirm employment. At least a six month job in most cases and proof of residence now verified by even a piece of mail in your name to that address. Get ready for a big interest rate those I have helped in you position always gets charged with 24%. Good luck hope it helps.

Your Answer

Cobalt

Looking for a Used Cobalt in your area?

CarGurus has 3,546 nationwide Cobalt listings starting at $1,477.

ZIP:
Get More Money for Your Car
Be seen by 20 million shoppers. Create Your Free Listing

Chevrolet Cobalt Experts

  • #1
    lightGear
    Reputation
    1,200
  • #2
    munron
    Reputation
    1,120
  • #3
    dandyoun
    Reputation
    970
View All

Related Models For Sale

Used Chevrolet Malibu
1,081 Great Deals out of 62,433 listings starting at $880
Used Honda Civic
815 Great Deals out of 60,960 listings starting at $950
Used Chevrolet Impala
580 Great Deals out of 34,490 listings starting at $900
Used Ford Focus
817 Great Deals out of 62,343 listings starting at $900
Used Ford Mustang
608 Great Deals out of 39,402 listings starting at $1,895
Used Honda Accord
1,129 Great Deals out of 73,674 listings starting at $1,100
Used Toyota Corolla
971 Great Deals out of 65,643 listings starting at $1,699
Used Toyota Camry
1,075 Great Deals out of 86,843 listings starting at $800
Used Dodge Charger
466 Great Deals out of 33,692 listings starting at $1,999
Used Mazda MAZDA3
328 Great Deals out of 27,826 listings starting at $899
Used Nissan Altima
1,338 Great Deals out of 77,841 listings starting at $1,695
Used Nissan Sentra
789 Great Deals out of 51,040 listings starting at $2,100

Used Cars For Sale

2007 Chevrolet Cobalt 2 Dr SS Coupe For Sale
52 listings starting at $1,490

Content submitted by Users is not endorsed by CarGurus, does not express the opinions of CarGurus, and should not be considered reviewed, screened, or approved by CarGurus. Please refer to CarGurus Terms of Use.