how to replace a head gasket
Your best bet is to go to auto store and purchase a Haynes repair manual for your vehicle. If you want the actual repair manual for your make and year produced by Saturn, try Amazon or Ebay. That will cost you more. Too many steps to list here. Plus manuals have step by step pics.
http://www.ehow.com/how_7858967_replace-head-gasket-saturn.html ..I disagree on part of their article, where it says "keep track of where each head bolt come out so it goes back in same place" No, use NEW bolts
Reelin68 is right on. Too much to put here and that article is way oversimplified, do what he suggests but the ehow is a glimpse of what you're getting in to, and don't even start unless you have a decent tool kit
Looking for a Used S-Series in your area?
CarGurus has 962 nationwide S-Series listings starting at $995.
Search Saturn S-Series Questions
Saturn S-Series Experts