Total Loss- insurance settlement - clean retail value
My car was recently declared a total loss by State Farm, they are offering me a
settlement before I accept I want to make sure I understand. On their NADA value report
they don't have W/out Auto. Trans. Checked. What does that mean? I had a 2007 Acura
TSX W/ 70,338 miles they said clean retail on their listing it's valued at 12,800 + 1,150
(tax) clean retail value total $13950 my research shows 14,167 + 1239.61 (tax) total
value at clean retail $15406.61 - any suggestions? Another issue is my rental policy
maxed out but it was due to State Farm prolonging the claim the investigator messed up
however I am left with a bill of $388 to the rental company for 10 days of rental which the
ins company did not contact me to inform me that the car had to be returned. after that I
was left for a month without transportation -
I know it was an automatic with the gears 1,2,3,4 etc
They checked the wrong box thinking it was a manual trans. Insurance company's always try to lowball you on their first quote. Never take the first quote. Call to negotiate with them the number you posted. Tell them the made an error on the transmission. Also insist they pay the $388 for the rental car, they were the ones that screwed up. Good Luck.
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