1999 s600 51,000 miles

Asked by Apr 08, 2015 at 11:17 PM about the 1999 Mercedes-Benz S-Class S 600

Question type: Shopping & Pricing

i have a 1999 s600 with 51,000 miles.....the other day i was in a very bad accident and i
think the ins company is going to total it. it was in  mint condition and i paid 34,000 3
years ago.....what should i ask the ins for if they total it.....you can't find comps on it as
all others have 150,000 plus . if you look at the NADA it says 10-12,000 or even less. i
need information to support my claim that it was much more valuable
thank you tdoblin@gmail.com

6 Answers

74,155

Sorry to hear this.But sad to say,insurance is not made out to what it is suppose to be,most of the time they go off there on book to pay off ,meaning way cheaper than the value of your car,this said,if they do not pay what you think it is worth,then tell them to replace it,then they wiill see the real cost,good luck with it.

3 people found this helpful.
78,125

Unfortunately you probably won't get the real value of the car. They may do a low mileage adjustment which will increase the car's value. For future reference you can have an older model vehicle appraised by an independent company. Once the appraisal is complete the vehicle begins to depreciate from that point. You can also run a Carfax on the car. A clean Carfax with frequent servicing can increase the car's value as well. HTH. -Jim

2 people found this helpful.
286,935

I calculated it is worth $8200 retail on one site I use. So NADA isn't too far off. MB depreciate quickly, and you might have overpaid at the time. But like the other guys mentioned, the insurance company will only give you book value for it because that is what your payments were based on. For future and your next one, do what Js mentioned and have an apprassial, and insuranced for replacement cost.

3 people found this helpful.
25

Insurance companies have system that tells them this price to this price and the use there best judgement. You'll be lucky if you get $8k or better. An you way over paid for the car even 3 years ago. I just sold an 07 Mercedes S600 w/70,000 for less than $34k. Do some better research call around an try not to get taken anymore by friendly sales people. Don't be upset with insurance be upset with the person who originally over charged you for the car.

2 people found this helpful.

Insurance companies are only interested in the Almighty Dollar Profit. They don't care about you, your 'feelings' as one commercial wants to make you think or the true value of the car. Just like the above post, if they offer you $8, you are lucky. If they send you a draft for $5,000 DO NOT cash it.....if you do you have accepted that as settlement

1 people found this helpful.

Do you live in a "No fault" State, and you carry full coverage not just liability, and what happened? I am not asking you to make a statement that it was your fault, they can use that against you. I have been a victim of car theft and what they paid me was a pittance of the car's value to ME

2 people found this helpful.

Your Answer

S-Class

Looking for a Used S-Class in your area?

CarGurus has 7,170 nationwide S-Class listings starting at $2,000.

ZIP:
Get More Money for Your Car
Be seen by 20 million shoppers. Create Your Free Listing

Mercedes-Benz S-Class Experts

  • #1
    Tom Demyan
    Reputation
    820
  • #2
    Michael Kane
    Reputation
    580
  • #3
    marydudley47
    Reputation
    480
View All

Related Models For Sale

Used Mercedes-Benz E-Class
441 Great Deals out of 20,045 listings starting at $1,500
Used BMW 7 Series
120 Great Deals out of 4,795 listings starting at $3,950
Used Mercedes-Benz C-Class
626 Great Deals out of 26,029 listings starting at $1,488
Used Mercedes-Benz SL-Class
53 Great Deals out of 3,044 listings starting at $3,500
Used Land Rover Range Rover
78 Great Deals out of 5,035 listings starting at $2,850
Used Mercedes-Benz CL-Class
21 Great Deals out of 507 listings starting at $4,450
Used Mercedes-Benz G-Class
9 Great Deals out of 1,524 listings starting at $26,995
Used Chevrolet Corvette
99 Great Deals out of 15,307 listings starting at $3,900
Used Audi A8
34 Great Deals out of 1,396 listings starting at $3,499

Used Cars For Sale

2017 Mercedes-Benz S-Class S 600 For Sale
1 listings starting at $177,185
2016 Mercedes-Benz S-Class S 600 For Sale
2 listings starting at $102,904
2015 Mercedes-Benz S-Class S 600 For Sale
15 listings starting at $66,996

Content submitted by Users is not endorsed by CarGurus, does not express the opinions of CarGurus, and should not be considered reviewed, screened, or approved by CarGurus. Please refer to CarGurus Terms of Use.