1999 s600 51,000 miles


Asked by Apr 08, 2015 at 11:17 PM about the 1999 Mercedes-Benz S-Class S600

Question type: Shopping & Pricing

i have a 1999 s600 with 51,000 miles.....the other day i was in a very bad accident and i
think the ins company is going to total it. it was in  mint condition and i paid 34,000 3
years ago.....what should i ask the ins for if they total it.....you can't find comps on it as
all others have 150,000 plus . if you look at the NADA it says 10-12,000 or even less. i
need information to support my claim that it was much more valuable
thank you tdoblin@gmail.com

6 Answers


Sorry to hear this.But sad to say,insurance is not made out to what it is suppose to be,most of the time they go off there on book to pay off ,meaning way cheaper than the value of your car,this said,if they do not pay what you think it is worth,then tell them to replace it,then they wiill see the real cost,good luck with it.

3 out of 3 people think this is helpful.

Unfortunately you probably won't get the real value of the car. They may do a low mileage adjustment which will increase the car's value. For future reference you can have an older model vehicle appraised by an independent company. Once the appraisal is complete the vehicle begins to depreciate from that point. You can also run a Carfax on the car. A clean Carfax with frequent servicing can increase the car's value as well. HTH. -Jim

2 out of 2 people think this is helpful.
Tom Demyan

I calculated it is worth $8200 retail on one site I use. So NADA isn't too far off. MB depreciate quickly, and you might have overpaid at the time. But like the other guys mentioned, the insurance company will only give you book value for it because that is what your payments were based on. For future and your next one, do what Js mentioned and have an apprassial, and insuranced for replacement cost.

3 out of 3 people think this is helpful.

Insurance companies have system that tells them this price to this price and the use there best judgement. You'll be lucky if you get $8k or better. An you way over paid for the car even 3 years ago. I just sold an 07 Mercedes S600 w/70,000 for less than $34k. Do some better research call around an try not to get taken anymore by friendly sales people. Don't be upset with insurance be upset with the person who originally over charged you for the car.

2 out of 2 people think this is helpful.

Insurance companies are only interested in the Almighty Dollar Profit. They don't care about you, your 'feelings' as one commercial wants to make you think or the true value of the car. Just like the above post, if they offer you $8, you are lucky. If they send you a draft for $5,000 DO NOT cash it.....if you do you have accepted that as settlement

1 out of 1 people think this is helpful.

Do you live in a "No fault" State, and you carry full coverage not just liability, and what happened? I am not asking you to make a statement that it was your fault, they can use that against you. I have been a victim of car theft and what they paid me was a pittance of the car's value to ME

2 out of 2 people think this is helpful.

Your Answer

Add photo

Related Questions


Looking for a Used S-Class in your area?

CarGurus has 6,642 nationwide S-Class listings starting at $1,899.


Search Mercedes-Benz S-Class Questions

Mercedes-Benz S-Class Experts

#1 Tom Demyan
Tom Demyan
Reputation 650
#2 Michael Kane
Michael Kane
Reputation 460
#3 lightGear
Reputation 410
View All

Related Models For Sale

Used Mercedes-Benz E-Class"
763 Great Deals out of 22,801 listings starting at $1,850
Used BMW 7 Series"
192 Great Deals out of 5,862 listings starting at $2,995
Used Mercedes-Benz C-Class"
886 Great Deals out of 32,199 listings starting at $1,200
Used Mercedes-Benz SL-Class"
107 Great Deals out of 3,661 listings starting at $1,500
Used Audi A8"
31 Great Deals out of 1,823 listings starting at $2,995
Used Mercedes-Benz CL-Class"
25 Great Deals out of 644 listings starting at $4,900
Used Land Rover Range Rover"
132 Great Deals out of 4,901 listings starting at $4,495
Used BMW 5 Series"
630 Great Deals out of 18,798 listings starting at $1,500
Used Jaguar XJ-Series"
67 Great Deals out of 2,753 listings starting at $2,992

Used Cars For Sale

2016 Mercedes-Benz S-Class S600 For Sale
4 listings starting at $167,295
2015 Mercedes-Benz S-Class S600 For Sale
12 listings starting at $85,995