If I have no credit, what are my options to buy a car

Asked by Jul 08, 2014 at 09:30 PM

Question type: Shopping & Pricing

3 Answers


A large down payment Will help. Just be aware, you'll be paying a higher interest rate.

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A buy here/ pay here car dealer is also a good option. Be sure to check out these cars very carefully though. Most come from the auction and the dealer knows very little about them. HTH. -Jim


I would advise against buying a used car from someone who will extend credit to someone with no credit- in the old days we called these people "crooks" and you do not want to get caught up with them- they will sell you a bad car, charge you outrageous interest and when you can't pay anymore on a broken car, they will take the car back- there is no shortcut if you want to stay sane- build your credit up, slowly with dept. store credit cards- meanwhile, get a good cheap little car to drive around and pay all your bills on time-

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