I got a financed car . How can I find out if I trade my car in how much roll over payments will go to the other car

Asked by Sep 18, 2013 at 04:52 PM

Question type: General

2013 honda civic si 4 dr sedan manual 3,800 miles ..owe $29,684 ...and I am going to get
a 2004 subaru for $11,711

4 Answers


Most likely none, you'll be lucky if your payments don't increase, they don't like paying off someones car then finance an older car. But 11711 for a 2004 seems a little high.

Can u estimate by subtracting the amount owed to the base price of your car now wouldn't that be consided the roll over payment to that car

I owe 29,684 if I subtract the base price of the civic which is 22,915. The left over amount is 6,769 will properly roll over to that car...big picture short I have a 5 year loan but I wanna get a 1 year loan that I can pay off so all I gotta worry about paying is my insurance if anybody got a better idea let me know ..I'm already paying 490 a month just for the car not including my insurance


It may be hard to get financed on the Subaru since you'll be adding a ton of negative equity into it. Based on the numbers you posted above it looks like you'll try to finance $18480 for the Subaru. That's almost twice as much as the car is worth. If you are able to get a one year loan, you'll be looking at a monthly payment of $1600-$1800 depending on the interest rate.

Your Answer

Add photo

Related Questions

  • Financing 1 answer

    I see the cars then the add for financing if you get the financing where do you go to get the car with that financing

    2005 Mercedes-Benz SLK-Class SLK 350



  • Can I finance a car with no credit ? 2 answers

    I do not have any credit . Can I still finance a car ?

    2004 Nissan Maxima SL



  • How do i get my financing approved before I find a car? 1 answer

    want to get my financing approved before I pick out a car


  • Finance 2 answers

    I'm still paying car payments for my 2013 Toyota Corolla so how will I do it if I wanna get a new car?

    2015 Chevrolet Camaro



  • Can I trade in a car 2 answers

    If I have a car I am paying on. Can I trade it in for another one?

    2008 Pontiac G6 Base


    Car Selling & Trading In


Search General Questions

General Experts

#1 Tom Demyan
Tom Demyan
Reputation 46,860
Reputation 38,880
#3 tenspeed
Reputation 16,550
View All

Content submitted by Users is not endorsed by CarGurus, does not express the opinions of CarGurus, and should not be considered reviewed, screened, or approved by CarGurus. Please refer to CarGurus Terms of Use.