Does anyone know the exact process of getting approved. The websites makes
it look so simple. From past experience that has never been the case. I don't
have credit, not bad just none basically. I have never had a credit card, I don't
have a bank account however though my husband makes good money and we
can afford a new car.
Apply to lenders in your area to see how they handle applicants with no credit history. Those independents will take into account your income and assets to establish where hour qualifications are. In the meantime, open a checking account and get a credit card.
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