Financing

Asked by May 27, 2016 at 08:16 PM about the Lexus IS 250

Question type: Shopping & Pricing

Dealers offering In House Financing

1 Answer

92,905

Are these new car dealers or used car dealers? If they are used car dealers watch out for the interest rate, I've seen then hit as high as 30% with a short payoff time so your payment is high, you must provide full coverage insurance and possibly another coverage in the contract that gives them more money if you total the vehicle and you owe more than your insurance will cover. Plus there is no grace period, if you are late on a payment they can repossess the vehicle. So steer clear of buy here pay here. Your best financing is a credit union, so join one and keep you credit score up and save for a good down payment and you can get the car you really want.

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