Check book value. If adding full coverage costs more than the value of the car, you're wasting money. My gurss, on a 23 year old car that would be the case. HTH. -Jim
Listen to Jim - a '91 Taurus isn't worth a lot unless it's a SHO in fantastic condition - but even then - not that much. Makes more sense to put the money in a savings account so you can replace your car if it's totaled. Liability only.
Looking for a Used Ranchero in your area?
CarGurus has 60 nationwide Ranchero listings and the tools to find you a great deal.
Search Ford Ranchero Questions
Are you a UK consumer? CarGurus now has a discussion forum in the UK.
Ford Ranchero Experts