What is the lowest down payment i can get a car for?

Asked by Apr 18, 2014 at 05:31 PM about the 2008 Pontiac G6

Question type: Shopping & Pricing

I'm looking for a car that is not more
than 1,000 on the down payment.

3 Answers

995

you can get a car for $500 down. but you have to remember your payments will be higher every month. the more you put down the lower your payments will be.

565

this will be based on your credit .first time buyer.income.payments.typically its %15 percent of purchase price for first time buyers. *salesman

845

Like Roger said above, it will be about your credit and also about the value of the car... there are a lot of institutions out there that will finance over 100% of the vehicle so that you can do 0 down and even include your sales tax (if you are in a state that has sales tax)... BUT they will only do something like that based on the value of the vehicle... if you are buying a car for 10k because you think it is a good deal, but the bank's data says the car is only worth 8k, you're out of luck... on the flip side if you are buying a car worth 10k but the price you're getting is 8k, some banks will finance up to 120% so that tax, title, extended warrenty, etc is included in the loan note... as an example, if you look at Digital Credit union https://www.dcu.org/loans/auto-choices.html you will see they state they will finance up to 120% and there are a lot of lenders out there that will go that route, but the 3 things that will have to be in good standing will be your credit, loan to value on the car and your debt to income ration... Good luck...

Your Answer

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