Is it more expensive to insure a crossover than a sedan?

10

Asked by Jan 03, 2015 at 05:25 PM about the 2012 Mitsubishi Outlander

Question type: Shopping & Pricing

5 Answers

68,725

The cost to insure a vehicle is based on it's value. It will be more expensive to insure a $50,000 vehicle than a $20,000 vehicle because if it's totaled the insurance company will have to pay out more money. For example, my insurance bill went down $13.00 dollars from last year to this year. The reason is that my vehicles are one year older now and worth slightly less than they were last year. HTH. -Jim

10

We are looking at one of each at a car lot. They are selling for roughly the same price. The SUV is actually a crossover, but I'm thinking they will be about the same for insurance. The crossover has more features, though. Don't want to wait til tomorrow (Mon) to get an answer. Want to buy today. Thanks!

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68,725

Check Kelley Blue Book (kbb.com) pricing on both vehicles. That'll give you an idea of their values. HTH. -Jim

10

I talked to the insurance company today and the crossover was actually a little less to insure. I'm guessing because it is a bigger/safer vehicle. It would probably have less damage in an accident. Interesting.

68,725

That is interesting. Thanks for letting us know. -Jim

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