Most of the extended warranties you can purchase are completely bogus. For one thing, they require you to have ALL maintenance, down to oil and air filter changes, done and documented at a mechanic. Then you have to keep the receipts to prove that you had this done in the event that something does go wrong that might be covered (very few repairs are completely covered). As a service advisor I saw first hand what a scam these are.
If I were you, I'd take the money you would have spent on one of these (typically $1500-2k) and put it aside in a savings account in case of a repair. Very few repairs aside from an engine or trans replacement will approach that amount of money so you will be OK.
I did buy one for my 98 Windstar--I did end up not needing it as the ones you can buy are only good for 100K. You are right--the extends don't cover much--I forgot about that! Good idea about putting the purchase price for the EW into savings.
That's solved; but the thing I worry about never having owned a Volvo--seems like the repairs would be ridiculous!
Thanks for the great reply!


